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05445 Charlotte, VT — Natural Disaster History

📊 Disaster Profile: Charlotte, VT (05445)

Charlotte, VT (ZIP 05445) has experienced 90 recorded natural disaster events based on federal and state agency records. These include 59 blizzards, 16 hailstorms, and 13 floods. Total documented property damage amounts to $25.2M. These events have resulted in 1 recorded death and 3 injuries.

❄️ Blizzards — Leading Threat

The dominant hazard type for Charlotte is blizzards, with 59 recorded events making up 66% of the area's disaster history. Of these, 12 (20%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $3.4M in documented property damage. 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Apr 23, 2003.

⛈️ Hailstorms

There have been 16 recorded hailstorms in this area, representing 18% of all disaster events. Hail-related events have caused a combined $20K in documented property damage. The most recent recorded hailstorm occurred on May 17, 2025.

🌊 Floods

There have been 13 recorded floods in this area, representing 14% of all disaster events. Of these, 5 (38%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $21.8M in documented property damage. The most recent recorded flood occurred on May 17, 2025.

🌪️ Tornadoes

Charlotte has experienced 1 tornado on record. The most recent recorded tornado occurred on Jun 22, 1973.

💨 Severe wind events

Charlotte has experienced 1 severe wind event on record. Wind-related events have caused a combined $10K in documented property damage. The most recent recorded severe wind event occurred on Jan 4, 2000.

Notable Events

The most significant disaster event on record for Charlotte was Flash Flood on Aug 28, 2011, which caused $21M in property damage. Another major event was Ice Storm (Jan 6, 1998), causing $2.5M in damages.

📍 Nearby ZIP Codes

Explore disaster history for adjacent areas

Frequently Asked Questions

What natural disasters have occurred in Charlotte, VT (05445)?

Based on federal and state records, ZIP code 05445 has experienced 90 natural disaster events. The hazard types affecting this area include blizzards (59 events), hailstorms (16 events), floods (13 events), tornado (1 event), and severe wind event (1 event). The primary hazard is blizzards, which account for 66% of all recorded events.

What is the most common natural hazard in ZIP code 05445?

Blizzards are the most frequently recorded hazard in Charlotte, VT, with 59 events documented. These events have caused a combined $3.4M in property damage.

Is ZIP code 05445 (Charlotte) prone to flooding?

Yes, Charlotte (ZIP 05445) has 13 recorded flood events. These floods have caused $21.8M in total property damage. The most recent flood on record occurred on May 17, 2025.

Has Charlotte (05445) ever been hit by a tornado?

Charlotte has 1 recorded tornado event in the historical record. The most recent tornado was recorded on Jun 22, 1973.

What was the worst natural disaster in Charlotte, VT?

The most damaging natural disaster on record for ZIP code 05445 was Flash Flood, which occurred on Aug 28, 2011. This event caused $21M in documented property damage. It was rated at severity level 5/5.

How much property damage have natural disasters caused in ZIP code 05445?

Natural disasters have caused a documented total of $25.2M in property damage in the Charlotte, VT area (ZIP 05445). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.

Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →

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