ZIP code 12188, covering Waterford, NY, has 73 natural disaster events in the historical record. These include 53 hailstorms, 14 floods, and 3 tornadoes. Total documented property damage amounts to $71.6M. These events have resulted in 1 recorded death and 68 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 73% of all recorded events (53 total). Hail-related events have caused a combined $10K in documented property damage. The most recent recorded hailstorm occurred on Sep 7, 2023.
There have been 14 recorded floods in this area, representing 19% of all disaster events. Of these, 6 (43%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $1.1M in documented property damage. The most recent recorded flood occurred on Jun 7, 2025.
Waterford has experienced 3 tornadoes on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $70.2M in documented property damage. The most recent recorded tornado occurred on May 29, 2013.
Waterford has experienced 3 severe wind events on record. Wind-related events have caused a combined $300K in documented property damage. 1 fatality has been attributed to severe wind events in this area. The most recent recorded severe wind event occurred on Oct 7, 2020.
The most significant disaster event on record for Waterford was EF3 Tornado on May 31, 1998, which caused $60M in property damage. Another major event was EF2 Tornado (May 31, 1998), causing $10.2M in damages.
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Based on federal and state records, ZIP code 12188 has experienced 73 natural disaster events. The hazard types affecting this area include hailstorms (53 events), floods (14 events), tornadoes (3 events), and severe wind events (3 events). The primary hazard is hailstorms, which account for 73% of all recorded events.
Hailstorms are the most frequently recorded hazard in Waterford, NY, with 53 events documented. These events have caused a combined $10K in property damage.
Yes, Waterford (ZIP 12188) has 14 recorded flood events. These floods have caused $1.1M in total property damage. The most recent flood on record occurred on Jun 7, 2025.
Waterford has 3 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $70.2M. The most recent tornado was recorded on May 29, 2013.
The most damaging natural disaster on record for ZIP code 12188 was EF3 Tornado, which occurred on May 31, 1998. This event caused $60M in documented property damage. It was rated at severity level 4/5.
Natural disasters have caused a documented total of $71.6M in property damage in the Waterford, NY area (ZIP 12188). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →