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12304 Schenectady, NY — Natural Disaster History

📊 Disaster Profile: Schenectady, NY (12304)

Federal records document 98 natural disaster events in the Schenectady, NY area (ZIP 12304). These include 64 hailstorms, 24 floods, and 7 severe wind events. Total documented property damage amounts to $27.7M. A total of 9 injuries have been reported across all events.

⛈️ Hailstorms — Most Frequent Hazard

With 64 recorded incidents (65% of all events), hailstorms are the leading natural hazard for this ZIP code. Hail-related events have caused a combined $21K in documented property damage. The most recent recorded hailstorm occurred on May 17, 2025.

🌊 Floods

There have been 24 recorded floods in this area, representing 24% of all disaster events. Of these, 3 (13%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $2.3M in documented property damage. The most recent recorded flood occurred on Jun 7, 2025.

💨 Severe wind events

Schenectady has experienced 7 severe wind events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for wind-related events here is 4/5 (severe). Wind-related events have caused a combined $321K in documented property damage. The most recent recorded severe wind event occurred on May 31, 2017.

🌪️ Tornadoes

Schenectady has experienced 3 tornadoes on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $25M in documented property damage. The most recent recorded tornado occurred on May 29, 2013.

Notable Events

The most significant disaster event on record for Schenectady was EF3 Tornado on Jun 24, 1960, which caused $25M in property damage. Another major event was Flash Flood (Jul 23, 2008), causing $2M in damages.

📍 Nearby ZIP Codes

Explore disaster history for adjacent areas

Frequently Asked Questions

What natural disasters have occurred in Schenectady, NY (12304)?

Based on federal and state records, ZIP code 12304 has experienced 98 natural disaster events. The hazard types affecting this area include hailstorms (64 events), floods (24 events), severe wind events (7 events), and tornadoes (3 events). The primary hazard is hailstorms, which account for 65% of all recorded events.

What is the most common natural hazard in ZIP code 12304?

Hailstorms are the most frequently recorded hazard in Schenectady, NY, with 64 events documented. These events have caused a combined $21K in property damage.

Is ZIP code 12304 (Schenectady) prone to flooding?

Yes, Schenectady (ZIP 12304) has 24 recorded flood events. These floods have caused $2.3M in total property damage. The most recent flood on record occurred on Jun 7, 2025.

Has Schenectady (12304) ever been hit by a tornado?

Schenectady has 3 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $25M. The most recent tornado was recorded on May 29, 2013.

What was the worst natural disaster in Schenectady, NY?

The most damaging natural disaster on record for ZIP code 12304 was EF3 Tornado, which occurred on Jun 24, 1960. This event caused $25M in documented property damage. It was rated at severity level 4/5.

How much property damage have natural disasters caused in ZIP code 12304?

Natural disasters have caused a documented total of $27.7M in property damage in the Schenectady, NY area (ZIP 12304). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.

Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →

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