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13045 Cortland, NY — Natural Disaster History

📊 Disaster Profile: Cortland, NY (13045)

Federal records document 119 natural disaster events in the Cortland, NY area (ZIP 13045). These include 60 floods, 38 hailstorms, and 13 blizzards. Total documented property damage amounts to $24.4M. A total of 7 injuries have been reported across all events.

🌊 Floods — Most Frequent Hazard

With 60 recorded incidents (50% of all events), floods are the leading natural hazard for this ZIP code. Of these, 23 (38%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $23.3M in documented property damage. The most recent recorded flood occurred on Jun 7, 2025.

⛈️ Hailstorms

There have been 38 recorded hailstorms in this area, representing 32% of all disaster events. Hail-related events have caused a combined $30.5K in documented property damage. The most recent recorded hailstorm occurred on Jul 10, 2024.

❄️ Blizzards

There have been 13 recorded blizzards in this area, representing 11% of all disaster events. Of these, 7 (54%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $930.8K in documented property damage. The most recent recorded blizzard occurred on Apr 18, 2022.

💨 Severe wind events

Cortland has experienced 4 severe wind events on record. Wind-related events have caused a combined $73K in documented property damage. The most recent recorded severe wind event occurred on Jun 22, 2024.

🥶 Extreme cold events

Cortland has experienced 3 extreme cold events on record. Cold-related events have caused a combined $23K in documented property damage. The most recent recorded extreme cold event occurred on Jan 15, 2004.

🌪️ Tornadoes

Cortland has experienced 1 tornado on record. Tornado-related events have caused a combined $15K in documented property damage. The most recent recorded tornado occurred on Aug 7, 2023.

Notable Events

The most significant disaster event on record for Cortland was Flood on Apr 1, 2005, which caused $12M in property damage. Another major event was Flood (Apr 2, 2005), causing $5M in damages. Flash Flood on Apr 3, 2005 also caused significant damage ($3M).

📍 Nearby ZIP Codes

Explore disaster history for adjacent areas

Frequently Asked Questions

What natural disasters have occurred in Cortland, NY (13045)?

Based on federal and state records, ZIP code 13045 has experienced 119 natural disaster events. The hazard types affecting this area include floods (60 events), hailstorms (38 events), blizzards (13 events), severe wind events (4 events), extreme cold events (3 events), and tornado (1 event). The primary hazard is floods, which account for 50% of all recorded events.

What is the most common natural hazard in ZIP code 13045?

Floods are the most frequently recorded hazard in Cortland, NY, with 60 events documented. These events have caused a combined $23.3M in property damage.

Is ZIP code 13045 (Cortland) prone to flooding?

Yes, Cortland (ZIP 13045) has 60 recorded flood events. These floods have caused $23.3M in total property damage. The most recent flood on record occurred on Jun 7, 2025.

Has Cortland (13045) ever been hit by a tornado?

Cortland has 1 recorded tornado event in the historical record. Total property damage from tornadoes in this area is $15K. The most recent tornado was recorded on Aug 7, 2023.

What was the worst natural disaster in Cortland, NY?

The most damaging natural disaster on record for ZIP code 13045 was Flood, which occurred on Apr 1, 2005. This event caused $12M in documented property damage. It was rated at severity level 5/5.

How much property damage have natural disasters caused in ZIP code 13045?

Natural disasters have caused a documented total of $24.4M in property damage in the Cortland, NY area (ZIP 13045). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.

Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →

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