ZIP code 28208, covering Charlotte, NC, has 103 natural disaster events in the historical record. These include 56 hailstorms, 25 floods, and 11 tornadoes. Total documented property damage amounts to $75.3M. These events have resulted in 4 recorded deaths and 1 injury.
Hailstorms represent the most common natural hazard in this area, accounting for 54% of all recorded events (56 total). One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $1M in documented property damage. The most recent recorded hailstorm occurred on May 16, 2023.
There have been 25 recorded floods in this area, representing 24% of all disaster events. Of these, 11 (44%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $28.6M in documented property damage. The most recent recorded flood occurred on Aug 5, 2025.
There have been 11 recorded tornadoes in this area, representing 11% of all disaster events. Tornado-related events have caused a combined $1.9M in documented property damage. The most recent recorded tornado occurred on Nov 30, 2016.
Charlotte has experienced 4 severe wind events on record. Wind-related events have caused a combined $250K in documented property damage. The most recent recorded severe wind event occurred on Mar 28, 2010.
Charlotte has experienced 3 blizzards on record. Of these, 3 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $42.6M in documented property damage. The most recent recorded blizzard occurred on Dec 15, 2005.
Charlotte has experienced 3 extreme cold events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for cold-related events here is 4/5 (severe). Cold-related events have caused a combined $1M in documented property damage. 2 fatalities have been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Jan 20, 2008.
The most significant disaster event on record for Charlotte was Ice Storm on Dec 4, 2002, which caused $40M in property damage. Another major event was Flash Flood (Sep 27, 2024), causing $25M in damages. Heavy Snow on Feb 26, 2004 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 28208 has experienced 103 natural disaster events. The hazard types affecting this area include hailstorms (56 events), floods (25 events), tornadoes (11 events), severe wind events (4 events), blizzards (3 events), extreme cold events (3 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 54% of all recorded events.
Hailstorms are the most frequently recorded hazard in Charlotte, NC, with 56 events documented. These events have caused a combined $1M in property damage.
Yes, Charlotte (ZIP 28208) has 25 recorded flood events. These floods have caused $28.6M in total property damage. The most recent flood on record occurred on Aug 5, 2025.
Charlotte has 11 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $1.9M. The most recent tornado was recorded on Nov 30, 2016.
The most damaging natural disaster on record for ZIP code 28208 was Ice Storm, which occurred on Dec 4, 2002. This event caused $40M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $75.3M in property damage in the Charlotte, NC area (ZIP 28208). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →