Federal records document 74 natural disaster events in the Charlotte, NC area (ZIP 28270). These include 44 hailstorms, 21 floods, and 3 blizzards. Total documented property damage amounts to $46.3M. Across all recorded events, 6 deaths have been attributed to natural disasters in this area.
With 44 recorded incidents (59% of all events), hailstorms are the leading natural hazard for this ZIP code. The most recent recorded hailstorm occurred on Sep 7, 2023.
There have been 21 recorded floods in this area, representing 28% of all disaster events. Of these, 8 (38%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $2.7M in documented property damage. 2 fatalities have been attributed to floods in this area. The most recent recorded flood occurred on Aug 5, 2025.
Charlotte has experienced 3 blizzards on record. Of these, 3 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $42.6M in documented property damage. The most recent recorded blizzard occurred on Dec 15, 2005.
Charlotte has experienced 3 extreme cold events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for cold-related events here is 4/5 (severe). Cold-related events have caused a combined $1M in documented property damage. 2 fatalities have been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Jan 20, 2008.
Charlotte has experienced 1 extreme heat event on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for heat-related events here is 4/5 (severe). 2 fatalities have been attributed to extreme heat events in this area. The most recent recorded extreme heat event occurred on Jun 29, 1998.
Charlotte has experienced 1 tornado on record. The most recent recorded tornado occurred on Feb 6, 2020.
The most significant disaster event on record for Charlotte was Ice Storm on Dec 4, 2002, which caused $40M in property damage. Another major event was Heavy Snow (Feb 26, 2004), causing $2.5M in damages. Flood on Mar 20, 2003 also caused significant damage ($2M).
Explore disaster history for adjacent areas
Based on federal and state records, ZIP code 28270 has experienced 74 natural disaster events. The hazard types affecting this area include hailstorms (44 events), floods (21 events), blizzards (3 events), extreme cold events (3 events), extreme heat event (1 event), tornado (1 event), and severe wind event (1 event). The primary hazard is hailstorms, which account for 59% of all recorded events.
Hailstorms are the most frequently recorded hazard in Charlotte, NC, with 44 events documented.
Yes, Charlotte (ZIP 28270) has 21 recorded flood events. These floods have caused $2.7M in total property damage. The most recent flood on record occurred on Aug 5, 2025.
Charlotte has 1 recorded tornado event in the historical record. The most recent tornado was recorded on Feb 6, 2020.
The most damaging natural disaster on record for ZIP code 28270 was Ice Storm, which occurred on Dec 4, 2002. This event caused $40M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $46.3M in property damage in the Charlotte, NC area (ZIP 28270). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →