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28431 Chadbourn, NC — Natural Disaster History

📊 Disaster Profile: Chadbourn, NC (28431)

Chadbourn, NC (ZIP 28431) has experienced 92 recorded natural disaster events based on federal and state agency records. These include 55 hailstorms, 15 floods, and 10 tornadoes. Total documented property damage amounts to $48.5M. These events have resulted in 2 recorded deaths and 21 injuries.

⛈️ Hailstorms — Primary Hazard

Hailstorms represent the most common natural hazard in this area, accounting for 60% of all recorded events (55 total). Hail-related events have caused a combined $65.3K in documented property damage. The most recent recorded hailstorm occurred on Sep 25, 2025.

🌊 Floods

There have been 15 recorded floods in this area, representing 16% of all disaster events. Of these, 5 (33%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $1.4M in documented property damage. 1 fatality has been attributed to floods in this area. The most recent recorded flood occurred on Oct 12, 2025.

🌪️ Tornadoes

Chadbourn has experienced 10 tornadoes on record. Tornado-related events have caused a combined $4.7M in documented property damage. The most recent recorded tornado occurred on Sep 16, 2018.

💨 Severe wind events

Chadbourn has experienced 9 severe wind events on record. Wind-related events have caused a combined $36.3M in documented property damage. The most recent recorded severe wind event occurred on Mar 15, 2008.

❄️ Blizzards

Chadbourn has experienced 2 blizzards on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $6M in documented property damage. The most recent recorded blizzard occurred on Dec 26, 2010.

🥵 Extreme heat events

Chadbourn has experienced 1 extreme heat event on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for heat-related events here is 5/5 (extreme). 1 fatality has been attributed to extreme heat events in this area. The most recent recorded extreme heat event occurred on Jul 20, 1999.

Notable Events

The most significant disaster event on record for Chadbourn was 86 mph High Wind on Sep 5, 1996, which caused $36M in property damage. Another major event was Ice Storm (Jan 26, 2004), causing $6M in damages. EF2 Tornado on Mar 28, 1984 also caused significant damage ($2.5M).

📍 Nearby ZIP Codes

Explore disaster history for adjacent areas

Frequently Asked Questions

What natural disasters have occurred in Chadbourn, NC (28431)?

Based on federal and state records, ZIP code 28431 has experienced 92 natural disaster events. The hazard types affecting this area include hailstorms (55 events), floods (15 events), tornadoes (10 events), severe wind events (9 events), blizzards (2 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 60% of all recorded events.

What is the most common natural hazard in ZIP code 28431?

Hailstorms are the most frequently recorded hazard in Chadbourn, NC, with 55 events documented. These events have caused a combined $65.3K in property damage.

Is ZIP code 28431 (Chadbourn) prone to flooding?

Yes, Chadbourn (ZIP 28431) has 15 recorded flood events. These floods have caused $1.4M in total property damage. The most recent flood on record occurred on Oct 12, 2025.

Has Chadbourn (28431) ever been hit by a tornado?

Chadbourn has 10 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $4.7M. The most recent tornado was recorded on Sep 16, 2018.

What was the worst natural disaster in Chadbourn, NC?

The most damaging natural disaster on record for ZIP code 28431 was 86 mph High Wind, which occurred on Sep 5, 1996. This event caused $36M in documented property damage. It was rated at severity level 2/5.

How much property damage have natural disasters caused in ZIP code 28431?

Natural disasters have caused a documented total of $48.5M in property damage in the Chadbourn, NC area (ZIP 28431). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.

Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →

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