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28445 Surf City, NC — Natural Disaster History

📊 Disaster Profile: Surf City, NC (28445)

Government agency data shows 47 natural disaster events for ZIP 28445 in Surf City, NC. These include 19 hailstorms, 10 tornadoes, and 8 floods. Total documented property damage amounts to $37.1M. These events have resulted in 3 recorded deaths and 36 injuries.

⛈️ Hailstorms — Leading Threat

The dominant hazard type for Surf City is hailstorms, with 19 recorded events making up 40% of the area's disaster history. Hail-related events have caused a combined $500 in documented property damage. The most recent recorded hailstorm occurred on Apr 11, 2025.

🌪️ Tornadoes

Surf City has experienced 10 tornadoes on record. Tornado-related events have caused a combined $2.2M in documented property damage. The most recent recorded tornado occurred on May 24, 2024.

🌊 Floods

Surf City has experienced 8 floods on record. Of these, 4 (50%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 4/5 (severe). Flood-related events have caused a combined $315K in documented property damage. The most recent recorded flood occurred on Nov 12, 2020.

❄️ Blizzards

Surf City has experienced 5 blizzards on record. Of these, 2 (40%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $145K in documented property damage. 3 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Jan 3, 2018.

💨 Severe wind events

Surf City has experienced 4 severe wind events on record. The most recent recorded severe wind event occurred on Jan 9, 2024.

🌀 Hurricanes

Surf City has experienced 1 hurricane on record. Hurricane-related events have caused a combined $34.5M in documented property damage. The most recent recorded hurricane occurred on Sep 13, 2018.

Notable Events

The most significant disaster event on record for Surf City was Category 1 Hurricane (Typhoon) on Sep 13, 2018, which caused $34.5M in property damage. Another major event was EF1 Tornado (Mar 15, 2008), causing $2M in damages.

📍 Nearby ZIP Codes

Explore disaster history for adjacent areas

Frequently Asked Questions

What natural disasters have occurred in Surf City, NC (28445)?

Based on federal and state records, ZIP code 28445 has experienced 47 natural disaster events. The hazard types affecting this area include hailstorms (19 events), tornadoes (10 events), floods (8 events), blizzards (5 events), severe wind events (4 events), and hurricane (1 event). The primary hazard is hailstorms, which account for 40% of all recorded events.

What is the most common natural hazard in ZIP code 28445?

Hailstorms are the most frequently recorded hazard in Surf City, NC, with 19 events documented. These events have caused a combined $500 in property damage.

Is ZIP code 28445 (Surf City) prone to flooding?

Yes, Surf City (ZIP 28445) has 8 recorded flood events. These floods have caused $315K in total property damage. The most recent flood on record occurred on Nov 12, 2020.

Has Surf City (28445) ever been hit by a tornado?

Surf City has 10 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $2.2M. The most recent tornado was recorded on May 24, 2024.

What was the worst natural disaster in Surf City, NC?

The most damaging natural disaster on record for ZIP code 28445 was Category 1 Hurricane (Typhoon), which occurred on Sep 13, 2018. This event caused $34.5M in documented property damage. It was rated at severity level 2/5.

How much property damage have natural disasters caused in ZIP code 28445?

Natural disasters have caused a documented total of $37.1M in property damage in the Surf City, NC area (ZIP 28445). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.

Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →

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