Flat Rock, NC (ZIP 28731) has experienced 100 recorded natural disaster events based on federal and state agency records. These include 44 floods, 42 hailstorms, and 5 blizzards. Total documented property damage amounts to $46M. These events have resulted in 4 recorded deaths and 3 injuries.
The dominant hazard type for Flat Rock is floods, with 44 recorded events making up 44% of the area's disaster history. Of these, 11 (25%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $32M in documented property damage. 2 fatalities have been attributed to floods in this area. The most recent recorded flood occurred on Sep 27, 2024.
There have been 42 recorded hailstorms in this area, representing 42% of all disaster events. Hail-related events have caused a combined $2.5M in documented property damage. The most recent recorded hailstorm occurred on Jun 25, 2025.
Flat Rock has experienced 5 blizzards on record. Of these, 3 (60%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $1.2M in documented property damage. The most recent recorded blizzard occurred on Dec 15, 2005.
Flat Rock has experienced 3 extreme cold events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $10M in documented property damage. 2 fatalities have been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Apr 8, 2007.
Flat Rock has experienced 3 tornadoes on record. Tornado-related events have caused a combined $300K in documented property damage. The most recent recorded tornado occurred on Aug 17, 1977.
Flat Rock has experienced 2 earthquakes on record. The most recent recorded earthquake occurred on Mar 25, 1983.
The most significant disaster event on record for Flat Rock was Flash Flood on Sep 27, 2024, which caused $15M in property damage and was linked to 1 fatality. Another major event was Frost/Freeze (Apr 8, 2007), causing $10M in damages. Flood on Sep 17, 2004 also caused significant damage ($8.3M).
Explore disaster history for adjacent areas
Based on federal and state records, ZIP code 28731 has experienced 100 natural disaster events. The hazard types affecting this area include floods (44 events), hailstorms (42 events), blizzards (5 events), extreme cold events (3 events), tornadoes (3 events), earthquakes (2 events), and severe wind event (1 event). The primary hazard is floods, which account for 44% of all recorded events.
Floods are the most frequently recorded hazard in Flat Rock, NC, with 44 events documented. These events have caused a combined $32M in property damage.
Yes, Flat Rock (ZIP 28731) has 44 recorded flood events. These floods have caused $32M in total property damage. The most recent flood on record occurred on Sep 27, 2024.
Flat Rock has 3 recorded tornado events in the historical record. Total property damage from tornadoes in this area is $300K. The most recent tornado was recorded on Aug 17, 1977.
The most damaging natural disaster on record for ZIP code 28731 was Flash Flood, which occurred on Sep 27, 2024. This event caused $15M in documented property damage. It resulted in 1 reported fatality. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $46M in property damage in the Flat Rock, NC area (ZIP 28731). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →