Federal records document 83 natural disaster events in the Chipley, FL area (ZIP 32428). These include 30 tornadoes, 26 hailstorms, and 22 floods. Total documented property damage amounts to $443.2M. These events have resulted in 7 recorded deaths and 34 injuries.
The dominant hazard type for Chipley is tornadoes, with 30 recorded events making up 36% of the area's disaster history. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $7.9M in documented property damage. 3 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Jan 9, 2024.
There have been 26 recorded hailstorms in this area, representing 31% of all disaster events. The most recent recorded hailstorm occurred on Jul 15, 2025.
There have been 22 recorded floods in this area, representing 27% of all disaster events. Of these, 10 (45%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $34.5M in documented property damage. The most recent recorded flood occurred on Aug 16, 2021.
Chipley has experienced 2 blizzards on record. Of these, 2 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $700K in documented property damage. The most recent recorded blizzard occurred on Jan 21, 2025.
Chipley has experienced 1 extreme cold event on record. Cold-related events have caused a combined $50K in documented property damage. The most recent recorded extreme cold event occurred on Dec 24, 2022.
Chipley has experienced 1 hurricane on record. Hurricane-related events have caused a combined $400M in documented property damage. 4 fatalities have been attributed to hurricanes in this area. The most recent recorded hurricane occurred on Oct 10, 2018.
The most significant disaster event on record for Chipley was Category 3 Hurricane (Typhoon) on Oct 10, 2018, which caused $400M in property damage and was linked to 4 fatalities. Another major event was Flood (Aug 16, 2021), causing $11.5M in damages. Flood on Mar 10, 1998 also caused significant damage ($10M).
Explore disaster history for adjacent areas
Based on federal and state records, ZIP code 32428 has experienced 83 natural disaster events. The hazard types affecting this area include tornadoes (30 events), hailstorms (26 events), floods (22 events), blizzards (2 events), extreme cold event (1 event), hurricane (1 event), and severe wind event (1 event). The primary hazard is tornadoes, which account for 36% of all recorded events.
Tornadoes are the most frequently recorded hazard in Chipley, FL, with 30 events documented. These events have caused a combined $7.9M in property damage.
Yes, Chipley (ZIP 32428) has 22 recorded flood events. These floods have caused $34.5M in total property damage. The most recent flood on record occurred on Aug 16, 2021.
Chipley has 30 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $7.9M. The most recent tornado was recorded on Jan 9, 2024.
The most damaging natural disaster on record for ZIP code 32428 was Category 3 Hurricane (Typhoon), which occurred on Oct 10, 2018. This event caused $400M in documented property damage. It resulted in 4 reported fatalities. It was rated at severity level 3/5.
Natural disasters have caused a documented total of $443.2M in property damage in the Chipley, FL area (ZIP 32428). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →