Horseshoe Beach, FL (ZIP 32648) shows 8 recorded natural disaster events — a comparatively quiet history. These include 4 hailstorms, 2 floods, and 1 tornado. Total documented property damage amounts to $35.3M.
The dominant hazard type for Horseshoe Beach is hailstorms, with 4 recorded events making up 50% of the area's disaster history. The most recent recorded hailstorm occurred on Mar 31, 2011.
Horseshoe Beach has experienced 2 floods on record. Of these, 2 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $35M in documented property damage. The most recent recorded flood occurred on Sep 26, 2004.
Horseshoe Beach has experienced 1 tornado on record. Tornado-related events have caused a combined $25K in documented property damage. The most recent recorded tornado occurred on Apr 8, 1982.
Horseshoe Beach has experienced 1 severe wind event on record. Wind-related events have caused a combined $200K in documented property damage. The most recent recorded severe wind event occurred on Apr 5, 2011.
The most significant disaster event on record for Horseshoe Beach was Flood on Mar 10, 1998, which caused $35M in property damage. Another major event was 86 mph Thunderstorm Wind (Apr 5, 2011), causing $200K in damages.
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Based on federal and state records, ZIP code 32648 has experienced 8 natural disaster events. The hazard types affecting this area include hailstorms (4 events), floods (2 events), tornado (1 event), and severe wind event (1 event). The primary hazard is hailstorms, which account for 50% of all recorded events.
Hailstorms are the most frequently recorded hazard in Horseshoe Beach, FL, with 4 events documented.
Yes, Horseshoe Beach (ZIP 32648) has 2 recorded flood events. These floods have caused $35M in total property damage. The most recent flood on record occurred on Sep 26, 2004.
Horseshoe Beach has 1 recorded tornado event in the historical record. Total property damage from tornadoes in this area is $25K. The most recent tornado was recorded on Apr 8, 1982.
The most damaging natural disaster on record for ZIP code 32648 was Flood, which occurred on Mar 10, 1998. This event caused $35M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $35.3M in property damage in the Horseshoe Beach, FL area (ZIP 32648). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →