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34685 Palm Harbor, FL — Natural Disaster History

📊 Disaster Profile: Palm Harbor, FL (34685)

Palm Harbor, FL (ZIP 34685) has a moderate disaster history with 33 recorded events. These include 16 hailstorms, 11 tornadoes, and 4 floods. Total documented property damage amounts to $610.2M. These events have resulted in 2 recorded deaths and 63 injuries.

⛈️ Hailstorms — Primary Hazard

Hailstorms represent the most common natural hazard in this area, accounting for 48% of all recorded events (16 total). Hail-related events have caused a combined $250 in documented property damage. The most recent recorded hailstorm occurred on May 31, 2022.

🌪️ Tornadoes

There have been 11 recorded tornadoes in this area, representing 33% of all disaster events. Tornado-related events have caused a combined $11M in documented property damage. The most recent recorded tornado occurred on Jan 9, 2024.

🌊 Floods

Palm Harbor has experienced 4 floods on record. Of these, 3 (75%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $3.7M in documented property damage. The most recent recorded flood occurred on Dec 17, 2023.

🥶 Extreme cold events

Palm Harbor has experienced 1 extreme cold event on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for cold-related events here is 4/5 (severe). Cold-related events have caused a combined $1M in documented property damage. The most recent recorded extreme cold event occurred on Jan 24, 2003.

🌀 Hurricanes

Palm Harbor has experienced 1 hurricane on record. Hurricane-related events have caused a combined $594.5M in documented property damage. 2 fatalities have been attributed to hurricanes in this area. The most recent recorded hurricane occurred on Sep 10, 2017.

Notable Events

The most significant disaster event on record for Palm Harbor was Category 1 Hurricane (Typhoon) on Sep 10, 2017, which caused $594.5M in property damage and was linked to 2 fatalities. Another major event was Flood (Aug 3, 2015), causing $3.5M in damages. EF1 Tornado on Feb 19, 1974 also caused significant damage ($2.5M).

📍 Nearby ZIP Codes

Explore disaster history for adjacent areas

Frequently Asked Questions

What natural disasters have occurred in Palm Harbor, FL (34685)?

Based on federal and state records, ZIP code 34685 has experienced 33 natural disaster events. The hazard types affecting this area include hailstorms (16 events), tornadoes (11 events), floods (4 events), extreme cold event (1 event), and hurricane (1 event). The primary hazard is hailstorms, which account for 48% of all recorded events.

What is the most common natural hazard in ZIP code 34685?

Hailstorms are the most frequently recorded hazard in Palm Harbor, FL, with 16 events documented. These events have caused a combined $250 in property damage.

Is ZIP code 34685 (Palm Harbor) prone to flooding?

Yes, Palm Harbor (ZIP 34685) has 4 recorded flood events. These floods have caused $3.7M in total property damage. The most recent flood on record occurred on Dec 17, 2023.

Has Palm Harbor (34685) ever been hit by a tornado?

Palm Harbor has 11 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $11M. The most recent tornado was recorded on Jan 9, 2024.

What was the worst natural disaster in Palm Harbor, FL?

The most damaging natural disaster on record for ZIP code 34685 was Category 1 Hurricane (Typhoon), which occurred on Sep 10, 2017. This event caused $594.5M in documented property damage. It resulted in 2 reported fatalities. It was rated at severity level 2/5.

How much property damage have natural disasters caused in ZIP code 34685?

Natural disasters have caused a documented total of $610.2M in property damage in the Palm Harbor, FL area (ZIP 34685). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.

Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →

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