Chattanooga, TN (ZIP 37404) has experienced 101 recorded natural disaster events based on federal and state agency records. These include 56 hailstorms, 29 floods, and 13 tornadoes. Total documented property damage amounts to $63.4M. These events have resulted in 5 recorded deaths and 71 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 55% of all recorded events (56 total). Hail-related events have caused a combined $145K in documented property damage. The most recent recorded hailstorm occurred on Jun 27, 2025.
There have been 29 recorded floods in this area, representing 29% of all disaster events. Of these, 16 (55%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $15.8M in documented property damage. The most recent recorded flood occurred on Aug 12, 2025.
There have been 13 recorded tornadoes in this area, representing 13% of all disaster events. Of these, 2 (15%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $47.5M in documented property damage. 2 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Apr 12, 2020.
Chattanooga has experienced 1 blizzard on record. 2 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Jan 14, 2024.
Chattanooga has experienced 1 extreme cold event on record. 1 fatality has been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Feb 16, 2015.
Chattanooga has experienced 1 severe wind event on record. Wind-related events have caused a combined $10K in documented property damage. The most recent recorded severe wind event occurred on Aug 15, 2005.
The most significant disaster event on record for Chattanooga was EF3 Tornado on Mar 29, 1997, which caused $45M in property damage. Another major event was Flood (Sep 21, 2009), causing $5.8M in damages. Debris Flow on Feb 6, 2020 also caused significant damage ($2.5M).
Explore disaster history for adjacent areas
Based on federal and state records, ZIP code 37404 has experienced 101 natural disaster events. The hazard types affecting this area include hailstorms (56 events), floods (29 events), tornadoes (13 events), blizzard (1 event), extreme cold event (1 event), and severe wind event (1 event). The primary hazard is hailstorms, which account for 55% of all recorded events.
Hailstorms are the most frequently recorded hazard in Chattanooga, TN, with 56 events documented. These events have caused a combined $145K in property damage.
Yes, Chattanooga (ZIP 37404) has 29 recorded flood events. These floods have caused $15.8M in total property damage. The most recent flood on record occurred on Aug 12, 2025.
Chattanooga has 13 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $47.5M. The most recent tornado was recorded on Apr 12, 2020.
The most damaging natural disaster on record for ZIP code 37404 was EF3 Tornado, which occurred on Mar 29, 1997. This event caused $45M in documented property damage. It was rated at severity level 4/5.
Natural disasters have caused a documented total of $63.4M in property damage in the Chattanooga, TN area (ZIP 37404). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →