Federal records document 131 natural disaster events in the Memphis, TN area (ZIP 38104). These include 48 hailstorms, 26 extreme heat events, and 23 floods. Total documented property damage amounts to $22.3M. These events have resulted in 86 recorded deaths and 219 injuries.
With 48 recorded incidents (37% of all events), hailstorms are the leading natural hazard for this ZIP code. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $237.9K in documented property damage. The most recent recorded hailstorm occurred on Apr 2, 2025.
There have been 26 recorded extreme heat events in this area, representing 20% of all disaster events. Of these, 11 (42%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for heat-related events here is 5/5 (extreme). 65 fatalities have been attributed to extreme heat events in this area. The most recent recorded extreme heat event occurred on Jul 6, 2025.
There have been 23 recorded floods in this area, representing 18% of all disaster events. Of these, 8 (35%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $2M in documented property damage. 1 fatality has been attributed to floods in this area. The most recent recorded flood occurred on Aug 8, 2025.
Memphis has experienced 10 blizzards on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 4/5 (severe). Winter storm events have caused a combined $30K in documented property damage. 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Nov 13, 2014.
Memphis has experienced 9 tornadoes on record. Of these, 2 (22%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $9.8M in documented property damage. The most recent recorded tornado occurred on Oct 21, 2019.
Memphis has experienced 8 severe wind events on record. Wind-related events have caused a combined $10.3M in documented property damage. 3 fatalities have been attributed to severe wind events in this area. The most recent recorded severe wind event occurred on Mar 31, 2023.
The most significant disaster event on record for Memphis was 81 mph Thunderstorm Wind on May 27, 2017, which caused $9M in property damage. Another major event was EF1 Tornado (Nov 19, 1991), causing $2.5M in damages. EF3 Tornado on Dec 14, 1987 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 38104 has experienced 131 natural disaster events. The hazard types affecting this area include hailstorms (48 events), extreme heat events (26 events), floods (23 events), blizzards (10 events), tornadoes (9 events), severe wind events (8 events), and extreme cold events (7 events). The primary hazard is hailstorms, which account for 37% of all recorded events.
Hailstorms are the most frequently recorded hazard in Memphis, TN, with 48 events documented. These events have caused a combined $237.9K in property damage.
Yes, Memphis (ZIP 38104) has 23 recorded flood events. These floods have caused $2M in total property damage. The most recent flood on record occurred on Aug 8, 2025.
Memphis has 9 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $9.8M. The most recent tornado was recorded on Oct 21, 2019.
The most damaging natural disaster on record for ZIP code 38104 was 81 mph Thunderstorm Wind, which occurred on May 27, 2017. This event caused $9M in documented property damage. It was rated at severity level 2/5.
Natural disasters have caused a documented total of $22.3M in property damage in the Memphis, TN area (ZIP 38104). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →