Federal records document 56 natural disaster events in the Cottage Grove, TN area (ZIP 38224). These include 17 hailstorms, 13 blizzards, and 9 floods. Total documented property damage amounts to $9.6M. These events have resulted in 4 recorded deaths and 17 injuries.
With 17 recorded incidents (30% of all events), hailstorms are the leading natural hazard for this ZIP code. Hail-related events have caused a combined $30.9K in documented property damage. The most recent recorded hailstorm occurred on Nov 18, 2025.
There have been 13 recorded blizzards in this area, representing 23% of all disaster events. Winter storm events have caused a combined $12.5K in documented property damage. The most recent recorded blizzard occurred on Jan 25, 2011.
Cottage Grove has experienced 9 floods on record. Of these, 4 (44%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $1.5M in documented property damage. The most recent recorded flood occurred on Jul 19, 2023.
Cottage Grove has experienced 9 tornadoes on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $6.6M in documented property damage. The most recent recorded tornado occurred on Apr 2, 2025.
Cottage Grove has experienced 5 severe wind events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for wind-related events here is 4/5 (severe). Wind-related events have caused a combined $1.5M in documented property damage. The most recent recorded severe wind event occurred on May 4, 2021.
Cottage Grove has experienced 3 extreme cold events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). 4 fatalities have been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Jan 14, 2024.
The most significant disaster event on record for Cottage Grove was EF3 Tornado on Dec 10, 2021, which caused $4M in property damage. Another major event was 81 mph Thunderstorm Wind (May 25, 2011), causing $973K in damages. Flood on Mar 1, 1997 also caused significant damage ($900K).
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Based on federal and state records, ZIP code 38224 has experienced 56 natural disaster events. The hazard types affecting this area include hailstorms (17 events), blizzards (13 events), floods (9 events), tornadoes (9 events), severe wind events (5 events), and extreme cold events (3 events). The primary hazard is hailstorms, which account for 30% of all recorded events.
Hailstorms are the most frequently recorded hazard in Cottage Grove, TN, with 17 events documented. These events have caused a combined $30.9K in property damage.
Yes, Cottage Grove (ZIP 38224) has 9 recorded flood events. These floods have caused $1.5M in total property damage. The most recent flood on record occurred on Jul 19, 2023.
Cottage Grove has 9 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $6.6M. The most recent tornado was recorded on Apr 2, 2025.
The most damaging natural disaster on record for ZIP code 38224 was EF3 Tornado, which occurred on Dec 10, 2021. This event caused $4M in documented property damage. It was rated at severity level 4/5.
Natural disasters have caused a documented total of $9.6M in property damage in the Cottage Grove, TN area (ZIP 38224). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →