ZIP code 38261, covering Union City, TN, has 140 natural disaster events in the historical record. These include 50 hailstorms, 28 floods, and 28 tornadoes. Total documented property damage amounts to $38M. These events have resulted in 9 recorded deaths and 23 injuries.
The dominant hazard type for Union City is hailstorms, with 50 recorded events making up 36% of the area's disaster history. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $69.7K in documented property damage. The most recent recorded hailstorm occurred on Nov 18, 2025.
There have been 28 recorded floods in this area, representing 20% of all disaster events. Of these, 16 (57%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $16.2M in documented property damage. 2 fatalities have been attributed to floods in this area. The most recent recorded flood occurred on Apr 6, 2025.
There have been 28 recorded tornadoes in this area, representing 20% of all disaster events. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $8M in documented property damage. 2 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Nov 18, 2025.
There have been 14 recorded blizzards in this area, representing 10% of all disaster events. Of these, 2 (14%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $10.2M in documented property damage. 4 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Mar 4, 2015.
There have been 14 recorded severe wind events in this area, representing 10% of all disaster events. Wind-related events have caused a combined $3.5M in documented property damage. The most recent recorded severe wind event occurred on Apr 2, 2025.
Union City has experienced 4 extreme cold events on record. Cold-related events have caused a combined $25K in documented property damage. 1 fatality has been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Dec 22, 2022.
The most significant disaster event on record for Union City was Ice Storm on Jan 26, 2009, which caused $10.2M in property damage. Another major event was Flash Flood (Feb 16, 2025), causing $5M in damages. Flood on Mar 1, 1997 also caused significant damage ($4M).
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Based on federal and state records, ZIP code 38261 has experienced 140 natural disaster events. The hazard types affecting this area include hailstorms (50 events), floods (28 events), tornadoes (28 events), blizzards (14 events), severe wind events (14 events), extreme cold events (4 events), earthquake (1 event), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 36% of all recorded events.
Hailstorms are the most frequently recorded hazard in Union City, TN, with 50 events documented. These events have caused a combined $69.7K in property damage.
Yes, Union City (ZIP 38261) has 28 recorded flood events. These floods have caused $16.2M in total property damage. The most recent flood on record occurred on Apr 6, 2025.
Union City has 28 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $8M. The most recent tornado was recorded on Nov 18, 2025.
The most damaging natural disaster on record for ZIP code 38261 was Ice Storm, which occurred on Jan 26, 2009. This event caused $10.2M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $38M in property damage in the Union City, TN area (ZIP 38261). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →