ZIP code 38477, covering Prospect, TN, has 65 natural disaster events in the historical record. These include 41 hailstorms, 9 tornadoes, and 8 severe wind events. Total documented property damage amounts to $4.7M. These events have resulted in 4 recorded deaths and 9 injuries.
With 41 recorded incidents (63% of all events), hailstorms are the leading natural hazard for this ZIP code. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $35K in documented property damage. The most recent recorded hailstorm occurred on May 2, 2025.
Prospect has experienced 9 tornadoes on record. Tornado-related events have caused a combined $4.4M in documented property damage. 1 fatality has been attributed to tornadoes in this area. The most recent recorded tornado occurred on May 8, 2024.
Prospect has experienced 8 severe wind events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for wind-related events here is 4/5 (severe). Wind-related events have caused a combined $175K in documented property damage. 1 fatality has been attributed to severe wind events in this area. The most recent recorded severe wind event occurred on May 9, 2024.
Prospect has experienced 5 floods on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for flood-related events here is 4/5 (severe). Flood-related events have caused a combined $22K in documented property damage. 2 fatalities have been attributed to floods in this area. The most recent recorded flood occurred on Feb 5, 2020.
Prospect has experienced 2 blizzards on record. Of these, 2 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $25K in documented property damage. The most recent recorded blizzard occurred on Jan 29, 2010.
The most significant disaster event on record for Prospect was EF2 Tornado on May 8, 2024, which caused $4M in property damage. Another major event was EF2 Tornado (May 22, 1989), causing $250K in damages.
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Based on federal and state records, ZIP code 38477 has experienced 65 natural disaster events. The hazard types affecting this area include hailstorms (41 events), tornadoes (9 events), severe wind events (8 events), floods (5 events), and blizzards (2 events). The primary hazard is hailstorms, which account for 63% of all recorded events.
Hailstorms are the most frequently recorded hazard in Prospect, TN, with 41 events documented. These events have caused a combined $35K in property damage.
Yes, Prospect (ZIP 38477) has 5 recorded flood events. These floods have caused $22K in total property damage. The most recent flood on record occurred on Feb 5, 2020.
Prospect has 9 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $4.4M. The most recent tornado was recorded on May 8, 2024.
The most damaging natural disaster on record for ZIP code 38477 was EF2 Tornado, which occurred on May 8, 2024. This event caused $4M in documented property damage. It was rated at severity level 3/5.
Natural disasters have caused a documented total of $4.7M in property damage in the Prospect, TN area (ZIP 38477). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →