Saint Joseph, TN (ZIP 38481) has experienced 56 recorded natural disaster events based on federal and state agency records. These include 26 hailstorms, 8 blizzards, and 8 floods. Total documented property damage amounts to $8.5M. These events have resulted in 6 recorded deaths and 58 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 46% of all recorded events (26 total). Hail-related events have caused a combined $8K in documented property damage. The most recent recorded hailstorm occurred on Aug 5, 2023.
Saint Joseph has experienced 8 blizzards on record. Of these, 2 (25%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $2.1M in documented property damage. 2 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Jan 14, 2024.
Saint Joseph has experienced 8 floods on record. Of these, 2 (25%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 4/5 (severe). Flood-related events have caused a combined $128K in documented property damage. The most recent recorded flood occurred on Jul 9, 2025.
Saint Joseph has experienced 8 tornadoes on record. Of these, 2 (25%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $5.3M in documented property damage. 3 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Feb 12, 2020.
Saint Joseph has experienced 3 severe wind events on record. Wind-related events have caused a combined $5K in documented property damage. The most recent recorded severe wind event occurred on Feb 12, 2020.
Saint Joseph has experienced 2 extreme heat events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for heat-related events here is 5/5 (extreme). 1 fatality has been attributed to extreme heat events in this area. The most recent recorded extreme heat event occurred on Jun 30, 2012.
The most significant disaster event on record for Saint Joseph was EF4 Tornado on May 18, 1995, which caused $4.6M in property damage and was linked to 3 fatalities. Another major event was Ice Storm (Dec 23, 1998), causing $2M in damages. Cold/Wind Chill on Mar 7, 1996 also caused significant damage ($1M).
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Based on federal and state records, ZIP code 38481 has experienced 56 natural disaster events. The hazard types affecting this area include hailstorms (26 events), blizzards (8 events), floods (8 events), tornadoes (8 events), severe wind events (3 events), extreme heat events (2 events), and extreme cold event (1 event). The primary hazard is hailstorms, which account for 46% of all recorded events.
Hailstorms are the most frequently recorded hazard in Saint Joseph, TN, with 26 events documented. These events have caused a combined $8K in property damage.
Yes, Saint Joseph (ZIP 38481) has 8 recorded flood events. These floods have caused $128K in total property damage. The most recent flood on record occurred on Jul 9, 2025.
Saint Joseph has 8 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $5.3M. The most recent tornado was recorded on Feb 12, 2020.
The most damaging natural disaster on record for ZIP code 38481 was EF4 Tornado, which occurred on May 18, 1995. This event caused $4.6M in documented property damage. It resulted in 3 reported fatalities. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $8.5M in property damage in the Saint Joseph, TN area (ZIP 38481). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →