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38574 Monterey, TN — Natural Disaster History

📊 Disaster Profile: Monterey, TN (38574)

Monterey, TN (ZIP 38574) has experienced 91 recorded natural disaster events based on federal and state agency records. These include 41 hailstorms, 19 floods, and 17 tornadoes. Total documented property damage amounts to $22M. These events have resulted in 11 recorded deaths and 168 injuries.

⛈️ Hailstorms — Leading Threat

The dominant hazard type for Monterey is hailstorms, with 41 recorded events making up 45% of the area's disaster history. Hail-related events have caused a combined $25K in documented property damage. The most recent recorded hailstorm occurred on Feb 6, 2025.

🌊 Floods

There have been 19 recorded floods in this area, representing 21% of all disaster events. Of these, 10 (53%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $6.3M in documented property damage. 1 fatality has been attributed to floods in this area. The most recent recorded flood occurred on Jul 20, 2023.

🌪️ Tornadoes

There have been 17 recorded tornadoes in this area, representing 19% of all disaster events. Of these, 2 (12%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $6.6M in documented property damage. 10 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Feb 6, 2025.

❄️ Blizzards

Monterey has experienced 8 blizzards on record. Of these, 5 (63%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $5.5M in documented property damage. The most recent recorded blizzard occurred on Feb 14, 2021.

💨 Severe wind events

Monterey has experienced 6 severe wind events on record. Wind-related events have caused a combined $3.6M in documented property damage. The most recent recorded severe wind event occurred on May 2, 2025.

Notable Events

The most significant disaster event on record for Monterey was Flash Flood on Jul 15, 2009, which caused $4M in property damage. Another major event was Winter Storm (Feb 14, 2021), causing $3.2M in damages. 96 mph Thunderstorm Wind on Mar 29, 2020 also caused significant damage ($3M).

📍 Nearby ZIP Codes

Explore disaster history for adjacent areas

Frequently Asked Questions

What natural disasters have occurred in Monterey, TN (38574)?

Based on federal and state records, ZIP code 38574 has experienced 91 natural disaster events. The hazard types affecting this area include hailstorms (41 events), floods (19 events), tornadoes (17 events), blizzards (8 events), and severe wind events (6 events). The primary hazard is hailstorms, which account for 45% of all recorded events.

What is the most common natural hazard in ZIP code 38574?

Hailstorms are the most frequently recorded hazard in Monterey, TN, with 41 events documented. These events have caused a combined $25K in property damage.

Is ZIP code 38574 (Monterey) prone to flooding?

Yes, Monterey (ZIP 38574) has 19 recorded flood events. These floods have caused $6.3M in total property damage. The most recent flood on record occurred on Jul 20, 2023.

Has Monterey (38574) ever been hit by a tornado?

Monterey has 17 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $6.6M. The most recent tornado was recorded on Feb 6, 2025.

What was the worst natural disaster in Monterey, TN?

The most damaging natural disaster on record for ZIP code 38574 was Flash Flood, which occurred on Jul 15, 2009. This event caused $4M in documented property damage. It was rated at severity level 5/5.

How much property damage have natural disasters caused in ZIP code 38574?

Natural disasters have caused a documented total of $22M in property damage in the Monterey, TN area (ZIP 38574). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.

Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →

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