Waterford, MS (ZIP 38685) has a moderate disaster history with 33 recorded events. These include 14 hailstorms, 8 tornadoes, and 7 blizzards. Total documented property damage amounts to $5.4M. These events have resulted in 5 recorded deaths and 34 injuries.
The dominant hazard type for Waterford is hailstorms, with 14 recorded events making up 42% of the area's disaster history. Hail-related events have caused a combined $900 in documented property damage. The most recent recorded hailstorm occurred on May 27, 2024.
Waterford has experienced 8 tornadoes on record. Of these, 3 (38%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $5.3M in documented property damage. 3 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Dec 23, 2015.
Waterford has experienced 7 blizzards on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 4/5 (severe). Winter storm events have caused a combined $24.1K in documented property damage. 2 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Nov 13, 2014.
Waterford has experienced 3 floods on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for flood-related events here is 4/5 (severe). Flood-related events have caused a combined $65K in documented property damage. The most recent recorded flood occurred on Apr 16, 2022.
Waterford has experienced 1 severe wind event on record. Wind-related events have caused a combined $3K in documented property damage. The most recent recorded severe wind event occurred on Apr 5, 2025.
The most significant disaster event on record for Waterford was EF4 Tornado on Dec 23, 2015, which caused $5M in property damage and was linked to 2 fatalities. Another major event was EF2 Tornado (May 2, 2010), causing $250K in damages.
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Based on federal and state records, ZIP code 38685 has experienced 33 natural disaster events. The hazard types affecting this area include hailstorms (14 events), tornadoes (8 events), blizzards (7 events), floods (3 events), and severe wind event (1 event). The primary hazard is hailstorms, which account for 42% of all recorded events.
Hailstorms are the most frequently recorded hazard in Waterford, MS, with 14 events documented. These events have caused a combined $900 in property damage.
Yes, Waterford (ZIP 38685) has 3 recorded flood events. These floods have caused $65K in total property damage. The most recent flood on record occurred on Apr 16, 2022.
Waterford has 8 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $5.3M. The most recent tornado was recorded on Dec 23, 2015.
The most damaging natural disaster on record for ZIP code 38685 was EF4 Tornado, which occurred on Dec 23, 2015. This event caused $5M in documented property damage. It resulted in 2 reported fatalities. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $5.4M in property damage in the Waterford, MS area (ZIP 38685). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →