Federal records document 177 natural disaster events in the Louisville, KY area (ZIP 40213). These include 93 hailstorms, 33 floods, and 24 severe wind events. Total documented property damage amounts to $331.6M. These events have resulted in 16 recorded deaths and 248 injuries.
The dominant hazard type for Louisville is hailstorms, with 93 recorded events making up 53% of the area's disaster history. Hail-related events have caused a combined $20M in documented property damage. The most recent recorded hailstorm occurred on Mar 19, 2025.
There have been 33 recorded floods in this area, representing 19% of all disaster events. Of these, 15 (45%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $206.6M in documented property damage. 2 fatalities have been attributed to floods in this area. The most recent recorded flood occurred on Sep 8, 2018.
There have been 24 recorded severe wind events in this area, representing 14% of all disaster events. Wind-related events have caused a combined $335K in documented property damage. 1 fatality has been attributed to severe wind events in this area. The most recent recorded severe wind event occurred on May 16, 2025.
There have been 17 recorded tornadoes in this area, representing 10% of all disaster events. Of these, 3 (18%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $104.4M in documented property damage. 3 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Apr 2, 2025.
Louisville has experienced 6 blizzards on record. Of these, 4 (67%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $255K in documented property damage. 6 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Mar 20, 2018.
Louisville has experienced 2 extreme cold events on record. 2 fatalities have been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Feb 20, 2015.
The most significant disaster event on record for Louisville was Flood on Mar 2, 1997, which caused $120M in property damage. Another major event was EF4 Tornado (May 28, 1996), causing $100M in damages. Flood on Mar 1, 1997 also caused significant damage ($85M).
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Based on federal and state records, ZIP code 40213 has experienced 177 natural disaster events. The hazard types affecting this area include hailstorms (93 events), floods (33 events), severe wind events (24 events), tornadoes (17 events), blizzards (6 events), extreme cold events (2 events), and extreme heat events (2 events). The primary hazard is hailstorms, which account for 53% of all recorded events.
Hailstorms are the most frequently recorded hazard in Louisville, KY, with 93 events documented. These events have caused a combined $20M in property damage.
Yes, Louisville (ZIP 40213) has 33 recorded flood events. These floods have caused $206.6M in total property damage. The most recent flood on record occurred on Sep 8, 2018.
Louisville has 17 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $104.4M. The most recent tornado was recorded on Apr 2, 2025.
The most damaging natural disaster on record for ZIP code 40213 was Flood, which occurred on Mar 2, 1997. This event caused $120M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $331.6M in property damage in the Louisville, KY area (ZIP 40213). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →