ZIP code 40220, covering Louisville, KY, has 148 natural disaster events in the historical record. These include 83 hailstorms, 25 floods, and 17 severe wind events. Total documented property damage amounts to $208.8M. These events have resulted in 15 recorded deaths and 236 injuries.
With 83 recorded incidents (56% of all events), hailstorms are the leading natural hazard for this ZIP code. Hail-related events have caused a combined $12K in documented property damage. The most recent recorded hailstorm occurred on Mar 19, 2025.
There have been 25 recorded floods in this area, representing 17% of all disaster events. Of these, 16 (64%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $207M in documented property damage. 1 fatality has been attributed to floods in this area. The most recent recorded flood occurred on Sep 3, 2020.
There have been 17 recorded severe wind events in this area, representing 11% of all disaster events. Wind-related events have caused a combined $80K in documented property damage. 1 fatality has been attributed to severe wind events in this area. The most recent recorded severe wind event occurred on May 16, 2025.
There have been 13 recorded tornadoes in this area, representing 9% of all disaster events. Of these, 2 (15%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $1.5M in documented property damage. 3 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Apr 2, 2025.
Louisville has experienced 6 blizzards on record. Of these, 4 (67%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $255K in documented property damage. 6 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Mar 20, 2018.
Louisville has experienced 2 extreme cold events on record. 2 fatalities have been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Feb 20, 2015.
The most significant disaster event on record for Louisville was Flood on Mar 2, 1997, which caused $120M in property damage. Another major event was Flood (Mar 1, 1997), causing $85M in damages.
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Based on federal and state records, ZIP code 40220 has experienced 148 natural disaster events. The hazard types affecting this area include hailstorms (83 events), floods (25 events), severe wind events (17 events), tornadoes (13 events), blizzards (6 events), extreme cold events (2 events), and extreme heat events (2 events). The primary hazard is hailstorms, which account for 56% of all recorded events.
Hailstorms are the most frequently recorded hazard in Louisville, KY, with 83 events documented. These events have caused a combined $12K in property damage.
Yes, Louisville (ZIP 40220) has 25 recorded flood events. These floods have caused $207M in total property damage. The most recent flood on record occurred on Sep 3, 2020.
Louisville has 13 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $1.5M. The most recent tornado was recorded on Apr 2, 2025.
The most damaging natural disaster on record for ZIP code 40220 was Flood, which occurred on Mar 2, 1997. This event caused $120M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $208.8M in property damage in the Louisville, KY area (ZIP 40220). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →