ZIP code 41051, covering Independence, KY, has 90 natural disaster events in the historical record. These include 40 hailstorms, 32 floods, and 12 tornadoes. Total documented property damage amounts to $7.4M. These events have resulted in 4 recorded deaths and 28 injuries.
With 40 recorded incidents (44% of all events), hailstorms are the leading natural hazard for this ZIP code. Hail-related events have caused a combined $53K in documented property damage. The most recent recorded hailstorm occurred on Apr 30, 2025.
There have been 32 recorded floods in this area, representing 36% of all disaster events. Of these, 3 (9%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $214K in documented property damage. 4 fatalities have been attributed to floods in this area. The most recent recorded flood occurred on Jul 18, 2023.
There have been 12 recorded tornadoes in this area, representing 13% of all disaster events. Tornado-related events have caused a combined $5.9M in documented property damage. The most recent recorded tornado occurred on Apr 23, 2011.
Independence has experienced 2 blizzards on record. Of these, 2 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $400K in documented property damage. The most recent recorded blizzard occurred on Jan 2, 2012.
Independence has experienced 2 extreme cold events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for cold-related events here is 4/5 (severe). Cold-related events have caused a combined $485K in documented property damage. The most recent recorded extreme cold event occurred on Apr 6, 2007.
Independence has experienced 2 severe wind events on record. Wind-related events have caused a combined $350K in documented property damage. The most recent recorded severe wind event occurred on Mar 2, 2017.
The most significant disaster event on record for Independence was EF1 Tornado on Nov 19, 1981, which caused $2.5M in property damage. Another major event was EF2 Tornado (Jul 13, 1956), causing $2.5M in damages.
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Based on federal and state records, ZIP code 41051 has experienced 90 natural disaster events. The hazard types affecting this area include hailstorms (40 events), floods (32 events), tornadoes (12 events), blizzards (2 events), extreme cold events (2 events), and severe wind events (2 events). The primary hazard is hailstorms, which account for 44% of all recorded events.
Hailstorms are the most frequently recorded hazard in Independence, KY, with 40 events documented. These events have caused a combined $53K in property damage.
Yes, Independence (ZIP 41051) has 32 recorded flood events. These floods have caused $214K in total property damage. The most recent flood on record occurred on Jul 18, 2023.
Independence has 12 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $5.9M. The most recent tornado was recorded on Apr 23, 2011.
The most damaging natural disaster on record for ZIP code 41051 was EF1 Tornado, which occurred on Nov 19, 1981. This event caused $2.5M in documented property damage. It was rated at severity level 2/5.
Natural disasters have caused a documented total of $7.4M in property damage in the Independence, KY area (ZIP 41051). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →