Flat, KY (ZIP 41301) has experienced 170 recorded natural disaster events based on federal and state agency records. These include 77 floods, 74 hailstorms, and 9 tornadoes. Total documented property damage amounts to $110.8M. These events have resulted in 11 recorded deaths and 180 injuries.
With 77 recorded incidents (45% of all events), floods are the leading natural hazard for this ZIP code. Of these, 16 (21%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $3M in documented property damage. 1 fatality has been attributed to floods in this area. The most recent recorded flood occurred on Feb 16, 2023.
Hailstorms account for 44% of the disaster record here, with 74 events documented. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $2.1M in documented property damage. The most recent recorded hailstorm occurred on Apr 14, 2025.
Flat has experienced 9 tornadoes on record. Of these, 4 (44%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $105.7M in documented property damage. 9 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Mar 2, 2012.
Flat has experienced 4 blizzards on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 4/5 (severe). Winter storm events have caused a combined $63.5K in documented property damage. 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Jan 5, 2025.
Flat has experienced 3 wildfires on record. The most recent recorded wildfire occurred on May 10, 2023.
Flat has experienced 2 severe wind events on record. Wind-related events have caused a combined $50K in documented property damage. The most recent recorded severe wind event occurred on Mar 1, 2017.
The most significant disaster event on record for Flat was EF3 Tornado on Mar 2, 2012, which caused $75M in property damage and was linked to 6 fatalities. Another major event was EF3 Tornado (Mar 2, 2012), causing $25M in damages. EF3 Tornado on Jun 9, 1961 also caused significant damage ($2.5M).
Explore disaster history for adjacent areas
Based on federal and state records, ZIP code 41301 has experienced 170 natural disaster events. The hazard types affecting this area include floods (77 events), hailstorms (74 events), tornadoes (9 events), blizzards (4 events), wildfires (3 events), severe wind events (2 events), and earthquake (1 event). The primary hazard is floods, which account for 45% of all recorded events.
Floods are the most frequently recorded hazard in Flat, KY, with 77 events documented. These events have caused a combined $3M in property damage.
Yes, Flat (ZIP 41301) has 77 recorded flood events. These floods have caused $3M in total property damage. The most recent flood on record occurred on Feb 16, 2023.
Flat has 9 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $105.7M. The most recent tornado was recorded on Mar 2, 2012.
The most damaging natural disaster on record for ZIP code 41301 was EF3 Tornado, which occurred on Mar 2, 2012. This event caused $75M in documented property damage. It resulted in 6 reported fatalities. It was rated at severity level 4/5.
Natural disasters have caused a documented total of $110.8M in property damage in the Flat, KY area (ZIP 41301). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →