ZIP code 41531, covering Hardy, KY, has 84 natural disaster events in the historical record. These include 42 floods, 29 hailstorms, and 6 blizzards. Total documented property damage amounts to $14.4M. These events have resulted in 1 recorded death and 2 injuries.
With 42 recorded incidents (50% of all events), floods are the leading natural hazard for this ZIP code. Of these, 15 (36%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $12.2M in documented property damage. The most recent recorded flood occurred on Feb 15, 2025.
There have been 29 recorded hailstorms in this area, representing 35% of all disaster events. Hail-related events have caused a combined $70K in documented property damage. The most recent recorded hailstorm occurred on May 8, 2025.
Hardy has experienced 6 blizzards on record. Of these, 5 (83%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $1.2M in documented property damage. The most recent recorded blizzard occurred on Mar 3, 2016.
Hardy has experienced 4 extreme cold events on record. Cold-related events have caused a combined $65K in documented property damage. The most recent recorded extreme cold event occurred on Dec 23, 2022.
Hardy has experienced 2 severe wind events on record. Wind-related events have caused a combined $906K in documented property damage. The most recent recorded severe wind event occurred on Jun 29, 2012.
Hardy has experienced 1 extreme heat event on record. 1 fatality has been attributed to extreme heat events in this area. The most recent recorded extreme heat event occurred on Jul 10, 2019.
The most significant disaster event on record for Hardy was Flood on Feb 15, 2025, which caused $5M in property damage. Another major event was Flood (May 2, 2002), causing $4M in damages. 81 mph Thunderstorm Wind on Apr 7, 2006 also caused significant damage ($900K).
Explore disaster history for adjacent areas
Based on federal and state records, ZIP code 41531 has experienced 84 natural disaster events. The hazard types affecting this area include floods (42 events), hailstorms (29 events), blizzards (6 events), extreme cold events (4 events), severe wind events (2 events), and extreme heat event (1 event). The primary hazard is floods, which account for 50% of all recorded events.
Floods are the most frequently recorded hazard in Hardy, KY, with 42 events documented. These events have caused a combined $12.2M in property damage.
Yes, Hardy (ZIP 41531) has 42 recorded flood events. These floods have caused $12.2M in total property damage. The most recent flood on record occurred on Feb 15, 2025.
The most damaging natural disaster on record for ZIP code 41531 was Flood, which occurred on Feb 15, 2025. This event caused $5M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $14.4M in property damage in the Hardy, KY area (ZIP 41531). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →