Hardin, KY (ZIP 42048) has experienced 76 recorded natural disaster events based on federal and state agency records. These include 26 hailstorms, 15 floods, and 13 blizzards. Total documented property damage amounts to $22.8M. These events have resulted in 9 recorded deaths and 43 injuries.
The dominant hazard type for Hardin is hailstorms, with 26 recorded events making up 34% of the area's disaster history. Hail-related events have caused a combined $80K in documented property damage. The most recent recorded hailstorm occurred on Jul 21, 2024.
There have been 15 recorded floods in this area, representing 20% of all disaster events. Of these, 9 (60%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $700K in documented property damage. The most recent recorded flood occurred on Feb 15, 2025.
There have been 13 recorded blizzards in this area, representing 17% of all disaster events. Of these, 5 (38%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $19.9M in documented property damage. 4 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Jan 5, 2025.
Hardin has experienced 9 severe wind events on record. Wind-related events have caused a combined $1.3M in documented property damage. The most recent recorded severe wind event occurred on May 16, 2025.
Hardin has experienced 8 tornadoes on record. Of these, 3 (38%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $805K in documented property damage. 4 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Jan 11, 2020.
Hardin has experienced 4 extreme cold events on record. Cold-related events have caused a combined $25K in documented property damage. 1 fatality has been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Feb 20, 2025.
The most significant disaster event on record for Hardin was Ice Storm on Jan 26, 2009, which caused $19.2M in property damage. Another major event was Winter Storm (Feb 11, 2008), causing $500K in damages.
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Based on federal and state records, ZIP code 42048 has experienced 76 natural disaster events. The hazard types affecting this area include hailstorms (26 events), floods (15 events), blizzards (13 events), severe wind events (9 events), tornadoes (8 events), extreme cold events (4 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 34% of all recorded events.
Hailstorms are the most frequently recorded hazard in Hardin, KY, with 26 events documented. These events have caused a combined $80K in property damage.
Yes, Hardin (ZIP 42048) has 15 recorded flood events. These floods have caused $700K in total property damage. The most recent flood on record occurred on Feb 15, 2025.
Hardin has 8 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $805K. The most recent tornado was recorded on Jan 11, 2020.
The most damaging natural disaster on record for ZIP code 42048 was Ice Storm, which occurred on Jan 26, 2009. This event caused $19.2M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $22.8M in property damage in the Hardin, KY area (ZIP 42048). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →