Germantown, OH (ZIP 45327) has experienced 73 recorded natural disaster events based on federal and state agency records. These include 35 hailstorms, 20 floods, and 11 tornadoes. Total documented property damage amounts to $5M. These events have resulted in 3 recorded deaths and 14 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 48% of all recorded events (35 total). Of these, 2 (6%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 5/5 (extreme). Hail-related events have caused a combined $32K in documented property damage. The most recent recorded hailstorm occurred on Apr 29, 2025.
There have been 20 recorded floods in this area, representing 27% of all disaster events. Of these, 3 (15%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 4/5 (severe). Flood-related events have caused a combined $262K in documented property damage. The most recent recorded flood occurred on Sep 5, 2022.
There have been 11 recorded tornadoes in this area, representing 15% of all disaster events. Tornado-related events have caused a combined $3.5M in documented property damage. The most recent recorded tornado occurred on Feb 27, 2023.
Germantown has experienced 4 blizzards on record. Of these, 2 (50%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $526K in documented property damage. 3 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Feb 1, 2011.
Germantown has experienced 2 extreme cold events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for cold-related events here is 4/5 (severe). Cold-related events have caused a combined $640K in documented property damage. The most recent recorded extreme cold event occurred on Apr 6, 2007.
Germantown has experienced 1 severe wind event on record. The most recent recorded severe wind event occurred on Jul 8, 1980.
The most significant disaster event on record for Germantown was EF2 Tornado on Apr 8, 1980, which caused $2.5M in property damage. Another major event was Frost/Freeze (Apr 6, 2007), causing $540K in damages.
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Based on federal and state records, ZIP code 45327 has experienced 73 natural disaster events. The hazard types affecting this area include hailstorms (35 events), floods (20 events), tornadoes (11 events), blizzards (4 events), extreme cold events (2 events), and severe wind event (1 event). The primary hazard is hailstorms, which account for 48% of all recorded events.
Hailstorms are the most frequently recorded hazard in Germantown, OH, with 35 events documented. These events have caused a combined $32K in property damage.
Yes, Germantown (ZIP 45327) has 20 recorded flood events. These floods have caused $262K in total property damage. The most recent flood on record occurred on Sep 5, 2022.
Germantown has 11 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $3.5M. The most recent tornado was recorded on Feb 27, 2023.
The most damaging natural disaster on record for ZIP code 45327 was EF2 Tornado, which occurred on Apr 8, 1980. This event caused $2.5M in documented property damage. It was rated at severity level 3/5.
Natural disasters have caused a documented total of $5M in property damage in the Germantown, OH area (ZIP 45327). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →