Federal records document 54 natural disaster events in the Waterloo, OH area (ZIP 45688). These include 26 floods, 11 hailstorms, and 6 extreme cold events. Total documented property damage amounts to $20.6M. These events have resulted in 1 recorded death and 18 injuries.
Floods represent the most common natural hazard in this area, accounting for 48% of all recorded events (26 total). Of these, 12 (46%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $13.7M in documented property damage. 1 fatality has been attributed to floods in this area. The most recent recorded flood occurred on Feb 16, 2023.
There have been 11 recorded hailstorms in this area, representing 20% of all disaster events. Hail-related events have caused a combined $20K in documented property damage. The most recent recorded hailstorm occurred on Jun 8, 2022.
Waterloo has experienced 6 extreme cold events on record. Cold-related events have caused a combined $287K in documented property damage. The most recent recorded extreme cold event occurred on Dec 23, 2022.
Waterloo has experienced 5 blizzards on record. Of these, 3 (60%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $1.3M in documented property damage. The most recent recorded blizzard occurred on Feb 17, 2021.
Waterloo has experienced 5 tornadoes on record. Of these, 2 (40%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $5.4M in documented property damage. The most recent recorded tornado occurred on Jun 15, 2000.
Waterloo has experienced 1 severe wind event on record. Wind-related events have caused a combined $10K in documented property damage. The most recent recorded severe wind event occurred on Apr 25, 2025.
The most significant disaster event on record for Waterloo was Flash Flood on May 10, 2011, which caused $8M in property damage. Another major event was EF1 Tornado (Jun 2, 1980), causing $2.5M in damages. EF1 Tornado on Jun 2, 1980 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 45688 has experienced 54 natural disaster events. The hazard types affecting this area include floods (26 events), hailstorms (11 events), extreme cold events (6 events), blizzards (5 events), tornadoes (5 events), and severe wind event (1 event). The primary hazard is floods, which account for 48% of all recorded events.
Floods are the most frequently recorded hazard in Waterloo, OH, with 26 events documented. These events have caused a combined $13.7M in property damage.
Yes, Waterloo (ZIP 45688) has 26 recorded flood events. These floods have caused $13.7M in total property damage. The most recent flood on record occurred on Feb 16, 2023.
Waterloo has 5 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $5.4M. The most recent tornado was recorded on Jun 15, 2000.
The most damaging natural disaster on record for ZIP code 45688 was Flash Flood, which occurred on May 10, 2011. This event caused $8M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $20.6M in property damage in the Waterloo, OH area (ZIP 45688). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →