Coldwater, OH (ZIP 45828) has experienced 59 recorded natural disaster events based on federal and state agency records. These include 18 floods, 16 hailstorms, and 15 tornadoes. Total documented property damage amounts to $38.4M. These events have resulted in 1 recorded death and 23 injuries.
The dominant hazard type for Coldwater is floods, with 18 recorded events making up 31% of the area's disaster history. Of these, 8 (44%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $895K in documented property damage. The most recent recorded flood occurred on Sep 8, 2020.
There have been 16 recorded hailstorms in this area, representing 27% of all disaster events. Hail-related events have caused a combined $19K in documented property damage. The most recent recorded hailstorm occurred on Jul 8, 2020.
There have been 15 recorded tornadoes in this area, representing 25% of all disaster events. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $36.3M in documented property damage. 1 fatality has been attributed to tornadoes in this area. The most recent recorded tornado occurred on May 7, 2024.
Coldwater has experienced 4 severe wind events on record. Wind-related events have caused a combined $90K in documented property damage. The most recent recorded severe wind event occurred on Jun 29, 2012.
Coldwater has experienced 3 blizzards on record. Of these, 2 (67%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $551K in documented property damage. The most recent recorded blizzard occurred on Jan 11, 1996.
Coldwater has experienced 2 extreme cold events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for cold-related events here is 4/5 (severe). Cold-related events have caused a combined $560K in documented property damage. The most recent recorded extreme cold event occurred on Apr 6, 2007.
The most significant disaster event on record for Coldwater was EF3 Tornado on May 27, 2019, which caused $15M in property damage and was linked to 1 fatality. Another major event was EF2 Tornado (Nov 5, 2017), causing $11M in damages. EF2 Tornado on Nov 5, 2017 also caused significant damage ($5M).
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Based on federal and state records, ZIP code 45828 has experienced 59 natural disaster events. The hazard types affecting this area include floods (18 events), hailstorms (16 events), tornadoes (15 events), severe wind events (4 events), blizzards (3 events), extreme cold events (2 events), and earthquake (1 event). The primary hazard is floods, which account for 31% of all recorded events.
Floods are the most frequently recorded hazard in Coldwater, OH, with 18 events documented. These events have caused a combined $895K in property damage.
Yes, Coldwater (ZIP 45828) has 18 recorded flood events. These floods have caused $895K in total property damage. The most recent flood on record occurred on Sep 8, 2020.
Coldwater has 15 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $36.3M. The most recent tornado was recorded on May 7, 2024.
The most damaging natural disaster on record for ZIP code 45828 was EF3 Tornado, which occurred on May 27, 2019. This event caused $15M in documented property damage. It resulted in 1 reported fatality. It was rated at severity level 4/5.
Natural disasters have caused a documented total of $38.4M in property damage in the Coldwater, OH area (ZIP 45828). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →