Carmel, IN (ZIP 46032) has experienced 170 recorded natural disaster events based on federal and state agency records. These include 107 hailstorms, 45 floods, and 10 tornadoes. Total documented property damage amounts to $42.7M. These events have resulted in 3 recorded deaths and 12 injuries.
The dominant hazard type for Carmel is hailstorms, with 107 recorded events making up 63% of the area's disaster history. Hail-related events have caused a combined $109K in documented property damage. The most recent recorded hailstorm occurred on Apr 2, 2025.
There have been 45 recorded floods in this area, representing 26% of all disaster events. Of these, 10 (22%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $38.2M in documented property damage. 1 fatality has been attributed to floods in this area. The most recent recorded flood occurred on Apr 4, 2025.
Carmel has experienced 10 tornadoes on record. Of these, 2 (20%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $4.2M in documented property damage. The most recent recorded tornado occurred on Apr 2, 2025.
Carmel has experienced 5 blizzards on record. Of these, 3 (60%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $135.5K in documented property damage. 2 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Apr 20, 2021.
Carmel has experienced 3 severe wind events on record. The most recent recorded severe wind event occurred on Mar 27, 1991.
The most significant disaster event on record for Carmel was Flood on Jul 6, 2003, which caused $33M in property damage. Another major event was Flood (Sep 1, 2003), causing $3M in damages. EF3 Tornado on Nov 22, 1992 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 46032 has experienced 170 natural disaster events. The hazard types affecting this area include hailstorms (107 events), floods (45 events), tornadoes (10 events), blizzards (5 events), and severe wind events (3 events). The primary hazard is hailstorms, which account for 63% of all recorded events.
Hailstorms are the most frequently recorded hazard in Carmel, IN, with 107 events documented. These events have caused a combined $109K in property damage.
Yes, Carmel (ZIP 46032) has 45 recorded flood events. These floods have caused $38.2M in total property damage. The most recent flood on record occurred on Apr 4, 2025.
Carmel has 10 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $4.2M. The most recent tornado was recorded on Apr 2, 2025.
The most damaging natural disaster on record for ZIP code 46032 was Flood, which occurred on Jul 6, 2003. This event caused $33M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $42.7M in property damage in the Carmel, IN area (ZIP 46032). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →