Federal records document 87 natural disaster events in the Munster, IN area (ZIP 46321). These include 45 hailstorms, 18 severe wind events, and 13 floods. Total documented property damage amounts to $86.3M. A total of 18 injuries have been reported across all events.
With 45 recorded incidents (52% of all events), hailstorms are the leading natural hazard for this ZIP code. Hail-related events have caused a combined $50K in documented property damage. The most recent recorded hailstorm occurred on Feb 27, 2024.
There have been 18 recorded severe wind events in this area, representing 21% of all disaster events. Wind-related events have caused a combined $75K in documented property damage. The most recent recorded severe wind event occurred on Jul 15, 2024.
There have been 13 recorded floods in this area, representing 15% of all disaster events. Of these, 11 (85%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $84.7M in documented property damage. The most recent recorded flood occurred on Aug 18, 2025.
Munster has experienced 8 tornadoes on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $1.4M in documented property damage. The most recent recorded tornado occurred on Mar 19, 2025.
Munster has experienced 3 blizzards on record. Of these, 2 (67%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $110K in documented property damage. The most recent recorded blizzard occurred on Dec 29, 2012.
The most significant disaster event on record for Munster was Flash Flood on Sep 17, 2023, which caused $50M in property damage. Another major event was Flood (Sep 14, 2008), causing $15M in damages. Flash Flood on Sep 17, 2023 also caused significant damage ($10M).
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Based on federal and state records, ZIP code 46321 has experienced 87 natural disaster events. The hazard types affecting this area include hailstorms (45 events), severe wind events (18 events), floods (13 events), tornadoes (8 events), and blizzards (3 events). The primary hazard is hailstorms, which account for 52% of all recorded events.
Hailstorms are the most frequently recorded hazard in Munster, IN, with 45 events documented. These events have caused a combined $50K in property damage.
Yes, Munster (ZIP 46321) has 13 recorded flood events. These floods have caused $84.7M in total property damage. The most recent flood on record occurred on Aug 18, 2025.
Munster has 8 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $1.4M. The most recent tornado was recorded on Mar 19, 2025.
The most damaging natural disaster on record for ZIP code 46321 was Flash Flood, which occurred on Sep 17, 2023. This event caused $50M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $86.3M in property damage in the Munster, IN area (ZIP 46321). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →