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46788 Spencerville, IN — Natural Disaster History

📊 Disaster Profile: Spencerville, IN (46788)

Government agency data shows 35 natural disaster events for ZIP 46788 in Spencerville, IN. These include 24 hailstorms, 5 tornadoes, and 4 severe wind events. Total documented property damage amounts to $606.3K.

⛈️ Hailstorms — Leading Threat

The dominant hazard type for Spencerville is hailstorms, with 24 recorded events making up 69% of the area's disaster history. Hail-related events have caused a combined $1K in documented property damage. The most recent recorded hailstorm occurred on Apr 2, 2025.

🌪️ Tornadoes

Spencerville has experienced 5 tornadoes on record. Tornado-related events have caused a combined $105.3K in documented property damage. The most recent recorded tornado occurred on Jul 29, 2023.

💨 Severe wind events

Spencerville has experienced 4 severe wind events on record. The most recent recorded severe wind event occurred on Jun 29, 2012.

🌊 Floods

Spencerville has experienced 2 floods on record. Of these, 2 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $500K in documented property damage. The most recent recorded flood occurred on May 25, 2011.

Notable Events

The most significant disaster event on record for Spencerville was Flash Flood on May 25, 2011, which caused $250K in property damage. Another major event was Flash Flood (May 21, 2010), causing $250K in damages.

📍 Nearby ZIP Codes

Explore disaster history for adjacent areas

Frequently Asked Questions

What natural disasters have occurred in Spencerville, IN (46788)?

Based on federal and state records, ZIP code 46788 has experienced 35 natural disaster events. The hazard types affecting this area include hailstorms (24 events), tornadoes (5 events), severe wind events (4 events), and floods (2 events). The primary hazard is hailstorms, which account for 69% of all recorded events.

What is the most common natural hazard in ZIP code 46788?

Hailstorms are the most frequently recorded hazard in Spencerville, IN, with 24 events documented. These events have caused a combined $1K in property damage.

Is ZIP code 46788 (Spencerville) prone to flooding?

Yes, Spencerville (ZIP 46788) has 2 recorded flood events. These floods have caused $500K in total property damage. The most recent flood on record occurred on May 25, 2011.

Has Spencerville (46788) ever been hit by a tornado?

Spencerville has 5 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $105.3K. The most recent tornado was recorded on Jul 29, 2023.

What was the worst natural disaster in Spencerville, IN?

The most damaging natural disaster on record for ZIP code 46788 was Flash Flood, which occurred on May 25, 2011. This event caused $250K in documented property damage. It was rated at severity level 5/5.

How much property damage have natural disasters caused in ZIP code 46788?

Natural disasters have caused a documented total of $606.3K in property damage in the Spencerville, IN area (ZIP 46788). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.

Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →

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