Lucerne, IN (ZIP 46950) has a moderate disaster history with 22 recorded events. These include 12 hailstorms, 6 tornadoes, and 2 severe wind events. Total documented property damage amounts to $453.5K. These events have resulted in 6 recorded deaths and 145 injuries.
With 12 recorded incidents (55% of all events), hailstorms are the leading natural hazard for this ZIP code. Hail-related events have caused a combined $11K in documented property damage. The most recent recorded hailstorm occurred on Jun 25, 2023.
Lucerne has experienced 6 tornadoes on record. Of these, 2 (33%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $130K in documented property damage. 6 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Aug 13, 2005.
Lucerne has experienced 2 severe wind events on record. Wind-related events have caused a combined $12.5K in documented property damage. The most recent recorded severe wind event occurred on Mar 30, 2025.
Lucerne has experienced 1 blizzard on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 4/5 (severe). Winter storm events have caused a combined $50K in documented property damage. The most recent recorded blizzard occurred on Feb 24, 2007.
Lucerne has experienced 1 flood on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $250K in documented property damage. The most recent recorded flood occurred on Feb 20, 2018.
The most significant disaster event on record for Lucerne was Flood on Feb 20, 2018, which caused $250K in property damage.
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Based on federal and state records, ZIP code 46950 has experienced 22 natural disaster events. The hazard types affecting this area include hailstorms (12 events), tornadoes (6 events), severe wind events (2 events), blizzard (1 event), and flood (1 event). The primary hazard is hailstorms, which account for 55% of all recorded events.
Hailstorms are the most frequently recorded hazard in Lucerne, IN, with 12 events documented. These events have caused a combined $11K in property damage.
Yes, Lucerne (ZIP 46950) has 1 recorded flood event. These floods have caused $250K in total property damage. The most recent flood on record occurred on Feb 20, 2018.
Lucerne has 6 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $130K. The most recent tornado was recorded on Aug 13, 2005.
The most damaging natural disaster on record for ZIP code 46950 was Flood, which occurred on Feb 20, 2018. This event caused $250K in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $453.5K in property damage in the Lucerne, IN area (ZIP 46950). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →