Spencer, IN (ZIP 47460) has experienced 152 recorded natural disaster events based on federal and state agency records. These include 63 hailstorms, 62 floods, and 22 tornadoes. Total documented property damage amounts to $157.4M. These events have resulted in 5 recorded deaths and 19 injuries.
The dominant hazard type for Spencer is hailstorms, with 63 recorded events making up 41% of the area's disaster history. Of these, 2 (3%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 5/5 (extreme). Hail-related events have caused a combined $51.5K in documented property damage. The most recent recorded hailstorm occurred on Nov 18, 2025.
Floods account for 41% of the disaster record here, with 62 events documented. Of these, 20 (32%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $141.2M in documented property damage. 3 fatalities have been attributed to floods in this area. The most recent recorded flood occurred on Jul 17, 2025.
There have been 22 recorded tornadoes in this area, representing 14% of all disaster events. Of these, 4 (18%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $15.9M in documented property damage. 2 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on May 16, 2025.
Spencer has experienced 3 severe wind events on record. Wind-related events have caused a combined $217K in documented property damage. The most recent recorded severe wind event occurred on Jun 25, 2024.
Spencer has experienced 2 blizzards on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $60K in documented property damage. The most recent recorded blizzard occurred on Dec 15, 2019.
The most significant disaster event on record for Spencer was Flood on Jun 4, 2008, which caused $110M in property damage. Another major event was Flash Flood (Jun 18, 2021), causing $20M in damages. EF3 Tornado on Sep 20, 2002 also caused significant damage ($10M).
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Based on federal and state records, ZIP code 47460 has experienced 152 natural disaster events. The hazard types affecting this area include hailstorms (63 events), floods (62 events), tornadoes (22 events), severe wind events (3 events), and blizzards (2 events). The primary hazard is hailstorms, which account for 41% of all recorded events.
Hailstorms are the most frequently recorded hazard in Spencer, IN, with 63 events documented. These events have caused a combined $51.5K in property damage.
Yes, Spencer (ZIP 47460) has 62 recorded flood events. These floods have caused $141.2M in total property damage. The most recent flood on record occurred on Jul 17, 2025.
Spencer has 22 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $15.9M. The most recent tornado was recorded on May 16, 2025.
The most damaging natural disaster on record for ZIP code 47460 was Flood, which occurred on Jun 4, 2008. This event caused $110M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $157.4M in property damage in the Spencer, IN area (ZIP 47460). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →