Government agency data shows 33 natural disaster events for ZIP 48441 in Harbor Beach, MI. These include 15 hailstorms, 5 floods, and 4 severe wind events. Total documented property damage amounts to $5.4M. A total of 11 injuries have been reported across all events.
The dominant hazard type for Harbor Beach is hailstorms, with 15 recorded events making up 45% of the area's disaster history. Hail-related events have caused a combined $500 in documented property damage. The most recent recorded hailstorm occurred on May 29, 2016.
Harbor Beach has experienced 5 floods on record. Of these, 3 (60%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $1.2M in documented property damage. The most recent recorded flood occurred on Jan 11, 2020.
Harbor Beach has experienced 4 severe wind events on record. Wind-related events have caused a combined $50K in documented property damage. The most recent recorded severe wind event occurred on Jul 12, 2025.
Harbor Beach has experienced 3 blizzards on record. Of these, 3 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $2.5M in documented property damage. The most recent recorded blizzard occurred on Apr 14, 2018.
Harbor Beach has experienced 3 tornadoes on record. Tornado-related events have caused a combined $335K in documented property damage. The most recent recorded tornado occurred on Oct 19, 2007.
Harbor Beach has experienced 2 extreme cold events on record. Of these, 2 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $1.3M in documented property damage. The most recent recorded extreme cold event occurred on Apr 27, 2012.
The most significant disaster event on record for Harbor Beach was Winter Storm on Mar 1, 2007, which caused $1.5M in property damage. Another major event was Frost/Freeze (Apr 27, 2012), causing $1.3M in damages. Flood on Nov 1, 2019 also caused significant damage ($1M).
Explore disaster history for adjacent areas
Based on federal and state records, ZIP code 48441 has experienced 33 natural disaster events. The hazard types affecting this area include hailstorms (15 events), floods (5 events), severe wind events (4 events), blizzards (3 events), tornadoes (3 events), extreme cold events (2 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 45% of all recorded events.
Hailstorms are the most frequently recorded hazard in Harbor Beach, MI, with 15 events documented. These events have caused a combined $500 in property damage.
Yes, Harbor Beach (ZIP 48441) has 5 recorded flood events. These floods have caused $1.2M in total property damage. The most recent flood on record occurred on Jan 11, 2020.
Harbor Beach has 3 recorded tornado events in the historical record. Total property damage from tornadoes in this area is $335K. The most recent tornado was recorded on Oct 19, 2007.
The most damaging natural disaster on record for ZIP code 48441 was Winter Storm, which occurred on Mar 1, 2007. This event caused $1.5M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $5.4M in property damage in the Harbor Beach, MI area (ZIP 48441). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →