Otter Lake, MI (ZIP 48464) has a moderate disaster history with 42 recorded events. These include 20 hailstorms, 7 blizzards, and 7 tornadoes. Total documented property damage amounts to $33.1M. These events have resulted in 2 recorded deaths and 71 injuries.
With 20 recorded incidents (48% of all events), hailstorms are the leading natural hazard for this ZIP code. The most recent recorded hailstorm occurred on May 17, 2024.
Otter Lake has experienced 7 blizzards on record. Of these, 4 (57%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $5.1M in documented property damage. 2 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Apr 14, 2018.
Otter Lake has experienced 7 tornadoes on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $26.5M in documented property damage. The most recent recorded tornado occurred on Mar 15, 2012.
Otter Lake has experienced 3 severe wind events on record. Wind-related events have caused a combined $50K in documented property damage. The most recent recorded severe wind event occurred on Jul 2, 1997.
Otter Lake has experienced 2 extreme cold events on record. Of these, 2 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $1.3M in documented property damage. The most recent recorded extreme cold event occurred on Apr 27, 2012.
Otter Lake has experienced 2 floods on record. Of these, 2 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 4/5 (severe). Flood-related events have caused a combined $200K in documented property damage. The most recent recorded flood occurred on Apr 10, 2013.
The most significant disaster event on record for Otter Lake was EF5 Tornado on Jun 8, 1953, which caused $25M in property damage. Another major event was Ice Storm (Dec 21, 2013), causing $3M in damages. Frost/Freeze on Apr 27, 2012 also caused significant damage ($1.3M).
Explore disaster history for adjacent areas
Based on federal and state records, ZIP code 48464 has experienced 42 natural disaster events. The hazard types affecting this area include hailstorms (20 events), blizzards (7 events), tornadoes (7 events), severe wind events (3 events), extreme cold events (2 events), floods (2 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 48% of all recorded events.
Hailstorms are the most frequently recorded hazard in Otter Lake, MI, with 20 events documented.
Yes, Otter Lake (ZIP 48464) has 2 recorded flood events. These floods have caused $200K in total property damage. The most recent flood on record occurred on Apr 10, 2013.
Otter Lake has 7 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $26.5M. The most recent tornado was recorded on Mar 15, 2012.
The most damaging natural disaster on record for ZIP code 48464 was EF5 Tornado, which occurred on Jun 8, 1953. This event caused $25M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $33.1M in property damage in the Otter Lake, MI area (ZIP 48464). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →