Saginaw, MI (ZIP 48609) has experienced 66 recorded natural disaster events based on federal and state agency records. These include 35 hailstorms, 9 floods, and 6 blizzards. Total documented property damage amounts to $26.2M. A total of 29 injuries have been reported across all events.
With 35 recorded incidents (53% of all events), hailstorms are the leading natural hazard for this ZIP code. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $300 in documented property damage. The most recent recorded hailstorm occurred on Oct 23, 2020.
Saginaw has experienced 9 floods on record. Of these, 6 (67%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $15.9M in documented property damage. The most recent recorded flood occurred on May 18, 2020.
Saginaw has experienced 6 blizzards on record. Of these, 4 (67%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $6M in documented property damage. The most recent recorded blizzard occurred on Dec 1, 2019.
Saginaw has experienced 6 severe wind events on record. Wind-related events have caused a combined $1.4M in documented property damage. The most recent recorded severe wind event occurred on Jul 18, 2007.
Saginaw has experienced 4 extreme heat events on record. Of these, 4 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for heat-related events here is 5/5 (extreme). The most recent recorded extreme heat event occurred on Jul 14, 2013.
Saginaw has experienced 3 extreme cold events on record. Of these, 3 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $1.8M in documented property damage. The most recent recorded extreme cold event occurred on Apr 27, 2012.
The most significant disaster event on record for Saginaw was Flood on May 18, 2020, which caused $9M in property damage. Another major event was Flood (May 25, 2019), causing $4.2M in damages. Ice Storm on Dec 21, 2013 also caused significant damage ($3M).
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Based on federal and state records, ZIP code 48609 has experienced 66 natural disaster events. The hazard types affecting this area include hailstorms (35 events), floods (9 events), blizzards (6 events), severe wind events (6 events), extreme heat events (4 events), extreme cold events (3 events), and tornadoes (3 events). The primary hazard is hailstorms, which account for 53% of all recorded events.
Hailstorms are the most frequently recorded hazard in Saginaw, MI, with 35 events documented. These events have caused a combined $300 in property damage.
Yes, Saginaw (ZIP 48609) has 9 recorded flood events. These floods have caused $15.9M in total property damage. The most recent flood on record occurred on May 18, 2020.
Saginaw has 3 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $1M. The most recent tornado was recorded on May 14, 2004.
The most damaging natural disaster on record for ZIP code 48609 was Flood, which occurred on May 18, 2020. This event caused $9M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $26.2M in property damage in the Saginaw, MI area (ZIP 48609). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →