Federal records document 65 natural disaster events in the Coldwater, MI area (ZIP 49036). These include 37 hailstorms, 22 tornadoes, and 3 severe wind events. Total documented property damage amounts to $280.6M. These events have resulted in 26 recorded deaths and 509 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 57% of all recorded events (37 total). Hail-related events have caused a combined $1.1M in documented property damage. The most recent recorded hailstorm occurred on May 7, 2024.
There have been 22 recorded tornadoes in this area, representing 34% of all disaster events. Of these, 5 (23%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $278.2M in documented property damage. 25 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Apr 2, 2025.
Coldwater has experienced 3 severe wind events on record. Wind-related events have caused a combined $1.1M in documented property damage. The most recent recorded severe wind event occurred on May 7, 2010.
Coldwater has experienced 2 blizzards on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Dec 1, 2007.
Coldwater has experienced 1 flood on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $250K in documented property damage. The most recent recorded flood occurred on May 16, 2009.
The most significant disaster event on record for Coldwater was EF4 Tornado on Apr 11, 1965, which caused $250M in property damage and was linked to 9 fatalities. Another major event was EF4 Tornado (Apr 11, 1965), causing $25M in damages. EF3 Tornado on May 15, 1986 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 49036 has experienced 65 natural disaster events. The hazard types affecting this area include hailstorms (37 events), tornadoes (22 events), severe wind events (3 events), blizzards (2 events), and flood (1 event). The primary hazard is hailstorms, which account for 57% of all recorded events.
Hailstorms are the most frequently recorded hazard in Coldwater, MI, with 37 events documented. These events have caused a combined $1.1M in property damage.
Yes, Coldwater (ZIP 49036) has 1 recorded flood event. These floods have caused $250K in total property damage. The most recent flood on record occurred on May 16, 2009.
Coldwater has 22 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $278.2M. The most recent tornado was recorded on Apr 2, 2025.
The most damaging natural disaster on record for ZIP code 49036 was EF4 Tornado, which occurred on Apr 11, 1965. This event caused $250M in documented property damage. It resulted in 9 reported fatalities. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $280.6M in property damage in the Coldwater, MI area (ZIP 49036). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →