Decatur, MI (ZIP 49045) has a moderate disaster history with 44 recorded events. These include 30 hailstorms, 7 tornadoes, and 4 blizzards. Total documented property damage amounts to $55.6M. These events have resulted in 1 recorded death and 34 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 68% of all recorded events (30 total). Hail-related events have caused a combined $50.3M in documented property damage. The most recent recorded hailstorm occurred on Sep 20, 2025.
Decatur has experienced 7 tornadoes on record. Tornado-related events have caused a combined $825K in documented property damage. The most recent recorded tornado occurred on Sep 13, 2008.
Decatur has experienced 4 blizzards on record. Of these, 2 (50%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $30K in documented property damage. 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Jan 22, 2019.
Decatur has experienced 2 floods on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $505K in documented property damage. The most recent recorded flood occurred on Jun 25, 2024.
Decatur has experienced 1 extreme cold event on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $4M in documented property damage. The most recent recorded extreme cold event occurred on Apr 12, 2012.
The most significant disaster event on record for Decatur was 1.2" Hail on Apr 5, 2010, which caused $50M in property damage. Another major event was Frost/Freeze (Apr 12, 2012), causing $4M in damages.
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Based on federal and state records, ZIP code 49045 has experienced 44 natural disaster events. The hazard types affecting this area include hailstorms (30 events), tornadoes (7 events), blizzards (4 events), floods (2 events), and extreme cold event (1 event). The primary hazard is hailstorms, which account for 68% of all recorded events.
Hailstorms are the most frequently recorded hazard in Decatur, MI, with 30 events documented. These events have caused a combined $50.3M in property damage.
Yes, Decatur (ZIP 49045) has 2 recorded flood events. These floods have caused $505K in total property damage. The most recent flood on record occurred on Jun 25, 2024.
Decatur has 7 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $825K. The most recent tornado was recorded on Sep 13, 2008.
The most damaging natural disaster on record for ZIP code 49045 was 1.2" Hail, which occurred on Apr 5, 2010. This event caused $50M in documented property damage. It was rated at severity level 2/5.
Natural disasters have caused a documented total of $55.6M in property damage in the Decatur, MI area (ZIP 49045). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →