Homer, MI (ZIP 49245) has a moderate disaster history with 36 recorded events. These include 19 hailstorms, 8 blizzards, and 5 floods. Total documented property damage amounts to $7M. A total of 6 injuries have been reported across all events.
The dominant hazard type for Homer is hailstorms, with 19 recorded events making up 53% of the area's disaster history. Hail-related events have caused a combined $50K in documented property damage. The most recent recorded hailstorm occurred on Jun 3, 2023.
Homer has experienced 8 blizzards on record. Of these, 8 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $3.9M in documented property damage. The most recent recorded blizzard occurred on Feb 22, 2023.
Homer has experienced 5 floods on record. Of these, 4 (80%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $1.5M in documented property damage. The most recent recorded flood occurred on Jul 15, 2010.
Homer has experienced 2 tornadoes on record. Tornado-related events have caused a combined $50K in documented property damage. The most recent recorded tornado occurred on May 30, 1980.
Homer has experienced 2 severe wind events on record. Wind-related events have caused a combined $1.6M in documented property damage. The most recent recorded severe wind event occurred on Sep 11, 2013.
The most significant disaster event on record for Homer was Flood on May 21, 2004, which caused $1.2M in property damage. Another major event was Heavy Snow (Oct 26, 1997), causing $1.2M in damages. 92 mph Thunderstorm Wind on Oct 24, 2001 also caused significant damage ($1.1M).
Explore disaster history for adjacent areas
Based on federal and state records, ZIP code 49245 has experienced 36 natural disaster events. The hazard types affecting this area include hailstorms (19 events), blizzards (8 events), floods (5 events), tornadoes (2 events), and severe wind events (2 events). The primary hazard is hailstorms, which account for 53% of all recorded events.
Hailstorms are the most frequently recorded hazard in Homer, MI, with 19 events documented. These events have caused a combined $50K in property damage.
Yes, Homer (ZIP 49245) has 5 recorded flood events. These floods have caused $1.5M in total property damage. The most recent flood on record occurred on Jul 15, 2010.
Homer has 2 recorded tornado events in the historical record. Total property damage from tornadoes in this area is $50K. The most recent tornado was recorded on May 30, 1980.
The most damaging natural disaster on record for ZIP code 49245 was Flood, which occurred on May 21, 2004. This event caused $1.2M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $7M in property damage in the Homer, MI area (ZIP 49245). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →