Harbor Point, MI (ZIP 49740) has a moderate disaster history with 16 recorded events. These include 5 floods, 5 hailstorms, and 3 tornadoes. Total documented property damage amounts to $5.6M.
Floods represent the most common natural hazard in this area, accounting for 31% of all recorded events (5 total). Of these, 2 (40%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $258K in documented property damage. The most recent recorded flood occurred on Sep 3, 2022.
Harbor Point has experienced 5 hailstorms on record. Hail-related events have caused a combined $100K in documented property damage. The most recent recorded hailstorm occurred on Oct 14, 2005.
Harbor Point has experienced 3 tornadoes on record. Tornado-related events have caused a combined $27.5K in documented property damage. The most recent recorded tornado occurred on Jul 4, 1957.
Harbor Point has experienced 2 blizzards on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $204K in documented property damage. The most recent recorded blizzard occurred on Mar 2, 2012.
Harbor Point has experienced 1 extreme cold event on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $5M in documented property damage. The most recent recorded extreme cold event occurred on Apr 27, 2012.
The most significant disaster event on record for Harbor Point was Frost/Freeze on Apr 27, 2012, which caused $5M in property damage. Another major event was Heavy Snow (Mar 2, 2012), causing $200K in damages.
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Based on federal and state records, ZIP code 49740 has experienced 16 natural disaster events. The hazard types affecting this area include floods (5 events), hailstorms (5 events), tornadoes (3 events), blizzards (2 events), and extreme cold event (1 event). The primary hazard is floods, which account for 31% of all recorded events.
Floods are the most frequently recorded hazard in Harbor Point, MI, with 5 events documented. These events have caused a combined $258K in property damage.
Yes, Harbor Point (ZIP 49740) has 5 recorded flood events. These floods have caused $258K in total property damage. The most recent flood on record occurred on Sep 3, 2022.
Harbor Point has 3 recorded tornado events in the historical record. Total property damage from tornadoes in this area is $27.5K. The most recent tornado was recorded on Jul 4, 1957.
The most damaging natural disaster on record for ZIP code 49740 was Frost/Freeze, which occurred on Apr 27, 2012. This event caused $5M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $5.6M in property damage in the Harbor Point, MI area (ZIP 49740). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →