Government records show 227 natural disaster events affecting the Saint Charles, IA area (ZIP 50240) — a notably active disaster history. These include 99 hailstorms, 52 floods, and 43 blizzards. Total documented property damage amounts to $38M. A total of 1 injury has been reported across all events.
With 99 recorded incidents (44% of all events), hailstorms are the leading natural hazard for this ZIP code. Of these, 3 (3%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $724K in documented property damage. The most recent recorded hailstorm occurred on Oct 24, 2024.
Floods account for 23% of the disaster record here, with 52 events documented. Of these, 35 (67%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $5.1M in documented property damage. The most recent recorded flood occurred on Jul 20, 2025.
There have been 43 recorded blizzards in this area, representing 19% of all disaster events. Of these, 24 (56%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $4.9M in documented property damage. The most recent recorded blizzard occurred on Feb 1, 2015.
There have been 16 recorded severe wind events in this area, representing 7% of all disaster events. Wind-related events have caused a combined $805K in documented property damage. The most recent recorded severe wind event occurred on Jun 30, 2014.
There have been 13 recorded tornadoes in this area, representing 6% of all disaster events. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $22.1M in documented property damage. The most recent recorded tornado occurred on Mar 5, 2022.
Saint Charles has experienced 3 extreme cold events on record. Of these, 3 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $4.3M in documented property damage. The most recent recorded extreme cold event occurred on Apr 11, 2012.
The most significant disaster event on record for Saint Charles was EF2 Tornado on Mar 5, 2022, which caused $20M in property damage. Another major event was Heavy Snow (Oct 26, 1997), causing $3.2M in damages. Frost/Freeze on Oct 10, 2009 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 50240 has experienced 227 natural disaster events. The hazard types affecting this area include hailstorms (99 events), floods (52 events), blizzards (43 events), severe wind events (16 events), tornadoes (13 events), extreme cold events (3 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 44% of all recorded events.
Hailstorms are the most frequently recorded hazard in Saint Charles, IA, with 99 events documented. These events have caused a combined $724K in property damage.
Yes, Saint Charles (ZIP 50240) has 52 recorded flood events. These floods have caused $5.1M in total property damage. The most recent flood on record occurred on Jul 20, 2025.
Saint Charles has 13 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $22.1M. The most recent tornado was recorded on Mar 5, 2022.
The most damaging natural disaster on record for ZIP code 50240 was EF2 Tornado, which occurred on Mar 5, 2022. This event caused $20M in documented property damage. It was rated at severity level 3/5.
Natural disasters have caused a documented total of $38M in property damage in the Saint Charles, IA area (ZIP 50240). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →