With 229 documented natural disaster events, ZIP code 50428 in Clear Lake, IA has a substantial history of natural hazard activity. These include 95 hailstorms, 55 floods, and 46 blizzards. Total documented property damage amounts to $81.2M. A total of 19 injuries have been reported across all events.
Hailstorms represent the most common natural hazard in this area, accounting for 41% of all recorded events (95 total). One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $824.5K in documented property damage. The most recent recorded hailstorm occurred on Sep 16, 2025.
Floods account for 24% of the disaster record here, with 55 events documented. Of these, 44 (80%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $66.4M in documented property damage. The most recent recorded flood occurred on Mar 14, 2019.
There have been 46 recorded blizzards in this area, representing 20% of all disaster events. Of these, 21 (46%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $2M in documented property damage. The most recent recorded blizzard occurred on Feb 1, 2015.
There have been 18 recorded tornadoes in this area, representing 8% of all disaster events. Of these, 3 (17%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $4.3M in documented property damage. The most recent recorded tornado occurred on Apr 12, 2022.
Clear Lake has experienced 10 severe wind events on record. Wind-related events have caused a combined $580K in documented property damage. The most recent recorded severe wind event occurred on Dec 15, 2021.
Clear Lake has experienced 4 extreme cold events on record. Of these, 4 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $7M in documented property damage. The most recent recorded extreme cold event occurred on Apr 11, 2012.
The most significant disaster event on record for Clear Lake was Flood on Jun 12, 2010, which caused $20M in property damage. Another major event was Flood (Jun 12, 2010), causing $20M in damages. Flood on Jun 12, 2010 also caused significant damage ($20M).
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Based on federal and state records, ZIP code 50428 has experienced 229 natural disaster events. The hazard types affecting this area include hailstorms (95 events), floods (55 events), blizzards (46 events), tornadoes (18 events), severe wind events (10 events), extreme cold events (4 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 41% of all recorded events.
Hailstorms are the most frequently recorded hazard in Clear Lake, IA, with 95 events documented. These events have caused a combined $824.5K in property damage.
Yes, Clear Lake (ZIP 50428) has 55 recorded flood events. These floods have caused $66.4M in total property damage. The most recent flood on record occurred on Mar 14, 2019.
Clear Lake has 18 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $4.3M. The most recent tornado was recorded on Apr 12, 2022.
The most damaging natural disaster on record for ZIP code 50428 was Flood, which occurred on Jun 12, 2010. This event caused $20M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $81.2M in property damage in the Clear Lake, IA area (ZIP 50428). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →