Federal records document 147 natural disaster events in the Hardy, IA area (ZIP 50545). These include 45 hailstorms, 44 blizzards, and 36 floods. Total documented property damage amounts to $23.9M. A total of 1 injury has been reported across all events.
Hailstorms represent the most common natural hazard in this area, accounting for 31% of all recorded events (45 total). One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $598K in documented property damage. The most recent recorded hailstorm occurred on Sep 22, 2025.
There have been 44 recorded blizzards in this area, representing 30% of all disaster events. Of these, 22 (50%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $1.9M in documented property damage. The most recent recorded blizzard occurred on Feb 1, 2015.
There have been 36 recorded floods in this area, representing 24% of all disaster events. Of these, 27 (75%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $3.5M in documented property damage. The most recent recorded flood occurred on Jun 22, 2024.
There have been 15 recorded tornadoes in this area, representing 10% of all disaster events. Tornado-related events have caused a combined $13.4M in documented property damage. The most recent recorded tornado occurred on Jun 16, 1984.
Hardy has experienced 3 extreme cold events on record. Of these, 3 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $4.3M in documented property damage. The most recent recorded extreme cold event occurred on Apr 11, 2012.
Hardy has experienced 3 severe wind events on record. Wind-related events have caused a combined $112.6K in documented property damage. The most recent recorded severe wind event occurred on Jun 22, 2015.
The most significant disaster event on record for Hardy was Frost/Freeze on Oct 10, 2009, which caused $2.5M in property damage. Another major event was EF2 Tornado (Jun 7, 1984), causing $2.5M in damages. EF2 Tornado on Jun 7, 1984 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 50545 has experienced 147 natural disaster events. The hazard types affecting this area include hailstorms (45 events), blizzards (44 events), floods (36 events), tornadoes (15 events), extreme cold events (3 events), severe wind events (3 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 31% of all recorded events.
Hailstorms are the most frequently recorded hazard in Hardy, IA, with 45 events documented. These events have caused a combined $598K in property damage.
Yes, Hardy (ZIP 50545) has 36 recorded flood events. These floods have caused $3.5M in total property damage. The most recent flood on record occurred on Jun 22, 2024.
Hardy has 15 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $13.4M. The most recent tornado was recorded on Jun 16, 1984.
The most damaging natural disaster on record for ZIP code 50545 was Frost/Freeze, which occurred on Oct 10, 2009. This event caused $2.5M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $23.9M in property damage in the Hardy, IA area (ZIP 50545). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →