ZIP code 50546, covering Havelock, IA, has 151 natural disaster events in the historical record. These include 58 hailstorms, 43 blizzards, and 30 floods. Total documented property damage amounts to $23.5M. A total of 2 injuries have been reported across all events.
The dominant hazard type for Havelock is hailstorms, with 58 recorded events making up 38% of the area's disaster history. Hail-related events have caused a combined $582K in documented property damage. The most recent recorded hailstorm occurred on Sep 16, 2025.
There have been 43 recorded blizzards in this area, representing 28% of all disaster events. Of these, 23 (53%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $2M in documented property damage. The most recent recorded blizzard occurred on Feb 1, 2015.
There have been 30 recorded floods in this area, representing 20% of all disaster events. Of these, 20 (67%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $2.3M in documented property damage. The most recent recorded flood occurred on Jun 14, 2018.
There have been 12 recorded tornadoes in this area, representing 8% of all disaster events. Tornado-related events have caused a combined $13.6M in documented property damage. The most recent recorded tornado occurred on Apr 9, 2011.
Havelock has experienced 4 severe wind events on record. Wind-related events have caused a combined $520K in documented property damage. The most recent recorded severe wind event occurred on Jun 14, 2013.
Havelock has experienced 3 extreme cold events on record. Of these, 3 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $4.3M in documented property damage. The most recent recorded extreme cold event occurred on Apr 11, 2012.
The most significant disaster event on record for Havelock was Frost/Freeze on Oct 10, 2009, which caused $2.5M in property damage. Another major event was EF2 Tornado (Jun 19, 1990), causing $2.5M in damages. EF2 Tornado on Jun 7, 1984 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 50546 has experienced 151 natural disaster events. The hazard types affecting this area include hailstorms (58 events), blizzards (43 events), floods (30 events), tornadoes (12 events), severe wind events (4 events), extreme cold events (3 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 38% of all recorded events.
Hailstorms are the most frequently recorded hazard in Havelock, IA, with 58 events documented. These events have caused a combined $582K in property damage.
Yes, Havelock (ZIP 50546) has 30 recorded flood events. These floods have caused $2.3M in total property damage. The most recent flood on record occurred on Jun 14, 2018.
Havelock has 12 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $13.6M. The most recent tornado was recorded on Apr 9, 2011.
The most damaging natural disaster on record for ZIP code 50546 was Frost/Freeze, which occurred on Oct 10, 2009. This event caused $2.5M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $23.5M in property damage in the Havelock, IA area (ZIP 50546). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →