Spirit Lake, IA (ZIP 51360) has experienced 147 recorded natural disaster events based on federal and state agency records. These include 88 hailstorms, 21 floods, and 15 severe wind events. Total documented property damage amounts to $21.9M. A total of 20 injuries have been reported across all events.
With 88 recorded incidents (60% of all events), hailstorms are the leading natural hazard for this ZIP code. Hail-related events have caused a combined $853K in documented property damage. The most recent recorded hailstorm occurred on Jul 4, 2024.
There have been 21 recorded floods in this area, representing 14% of all disaster events. Of these, 16 (76%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $3.2M in documented property damage. The most recent recorded flood occurred on Oct 5, 2019.
There have been 15 recorded severe wind events in this area, representing 10% of all disaster events. Wind-related events have caused a combined $1.4M in documented property damage. The most recent recorded severe wind event occurred on Aug 17, 2019.
There have been 13 recorded tornadoes in this area, representing 9% of all disaster events. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $6.1M in documented property damage. The most recent recorded tornado occurred on Sep 20, 2018.
Spirit Lake has experienced 6 blizzards on record. Of these, 5 (83%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $10.4M in documented property damage. The most recent recorded blizzard occurred on Apr 9, 2013.
Spirit Lake has experienced 4 wildfires on record. The most recent recorded wildfire occurred on Nov 8, 2024.
The most significant disaster event on record for Spirit Lake was Winter Storm on Apr 9, 2013, which caused $10M in property damage. Another major event was EF2 Tornado (Aug 18, 1990), causing $2.5M in damages. EF2 Tornado on Jun 13, 1968 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 51360 has experienced 147 natural disaster events. The hazard types affecting this area include hailstorms (88 events), floods (21 events), severe wind events (15 events), tornadoes (13 events), blizzards (6 events), and wildfires (4 events). The primary hazard is hailstorms, which account for 60% of all recorded events.
Hailstorms are the most frequently recorded hazard in Spirit Lake, IA, with 88 events documented. These events have caused a combined $853K in property damage.
Yes, Spirit Lake (ZIP 51360) has 21 recorded flood events. These floods have caused $3.2M in total property damage. The most recent flood on record occurred on Oct 5, 2019.
Spirit Lake has 13 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $6.1M. The most recent tornado was recorded on Sep 20, 2018.
The most damaging natural disaster on record for ZIP code 51360 was Winter Storm, which occurred on Apr 9, 2013. This event caused $10M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $21.9M in property damage in the Spirit Lake, IA area (ZIP 51360). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →