Charlotte, IA (ZIP 52731) has a moderate disaster history with 44 recorded events. These include 20 hailstorms, 7 floods, and 7 severe wind events. Total documented property damage amounts to $5.2M. These events have resulted in 1 recorded death and 5 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 45% of all recorded events (20 total). Of these, 2 (10%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). The most recent recorded hailstorm occurred on Jun 25, 2024.
Charlotte has experienced 7 floods on record. Of these, 7 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $1.4M in documented property damage. The most recent recorded flood occurred on Aug 27, 2009.
Charlotte has experienced 7 severe wind events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for wind-related events here is 4/5 (severe). The most recent recorded severe wind event occurred on Jun 30, 2019.
Charlotte has experienced 5 blizzards on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $265K in documented property damage. 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Feb 1, 2015.
Charlotte has experienced 4 tornadoes on record. Tornado-related events have caused a combined $3M in documented property damage. The most recent recorded tornado occurred on Apr 4, 1981.
Charlotte has experienced 1 extreme cold event on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for cold-related events here is 4/5 (severe). Cold-related events have caused a combined $495K in documented property damage. The most recent recorded extreme cold event occurred on May 3, 2005.
The most significant disaster event on record for Charlotte was EF1 Tornado on Apr 4, 1981, which caused $2.5M in property damage. Another major event was Flash Flood (Aug 27, 2009), causing $500K in damages.
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Based on federal and state records, ZIP code 52731 has experienced 44 natural disaster events. The hazard types affecting this area include hailstorms (20 events), floods (7 events), severe wind events (7 events), blizzards (5 events), tornadoes (4 events), and extreme cold event (1 event). The primary hazard is hailstorms, which account for 45% of all recorded events.
Hailstorms are the most frequently recorded hazard in Charlotte, IA, with 20 events documented.
Yes, Charlotte (ZIP 52731) has 7 recorded flood events. These floods have caused $1.4M in total property damage. The most recent flood on record occurred on Aug 27, 2009.
Charlotte has 4 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $3M. The most recent tornado was recorded on Apr 4, 1981.
The most damaging natural disaster on record for ZIP code 52731 was EF1 Tornado, which occurred on Apr 4, 1981. This event caused $2.5M in documented property damage. It was rated at severity level 2/5.
Natural disasters have caused a documented total of $5.2M in property damage in the Charlotte, IA area (ZIP 52731). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →