Lake City, MN (ZIP 55041) has experienced 114 recorded natural disaster events based on federal and state agency records. These include 72 hailstorms, 22 floods, and 10 severe wind events. Total documented property damage amounts to $34.4M. These events have resulted in 1 recorded death and 7 injuries.
The dominant hazard type for Lake City is hailstorms, with 72 recorded events making up 63% of the area's disaster history. Hail-related events have caused a combined $543.6K in documented property damage. The most recent recorded hailstorm occurred on Jun 19, 2025.
There have been 22 recorded floods in this area, representing 19% of all disaster events. Of these, 14 (64%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $18.7M in documented property damage. The most recent recorded flood occurred on Jul 6, 2021.
Lake City has experienced 10 severe wind events on record. Wind-related events have caused a combined $12.1M in documented property damage. The most recent recorded severe wind event occurred on Sep 24, 2019.
Lake City has experienced 5 tornadoes on record. Tornado-related events have caused a combined $2.9M in documented property damage. The most recent recorded tornado occurred on Jun 25, 2025.
Lake City has experienced 4 blizzards on record. Of these, 2 (50%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $150K in documented property damage. 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Mar 5, 2025.
Lake City has experienced 1 extreme heat event on record. Heat-related events have caused a combined $6K in documented property damage. The most recent recorded extreme heat event occurred on Jul 17, 2011.
The most significant disaster event on record for Lake City was 86 mph Thunderstorm Wind on May 19, 1996, which caused $12M in property damage. Another major event was Flood (Sep 24, 2010), causing $5.2M in damages. Flood on Sep 23, 2010 also caused significant damage ($4.6M).
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Based on federal and state records, ZIP code 55041 has experienced 114 natural disaster events. The hazard types affecting this area include hailstorms (72 events), floods (22 events), severe wind events (10 events), tornadoes (5 events), blizzards (4 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 63% of all recorded events.
Hailstorms are the most frequently recorded hazard in Lake City, MN, with 72 events documented. These events have caused a combined $543.6K in property damage.
Yes, Lake City (ZIP 55041) has 22 recorded flood events. These floods have caused $18.7M in total property damage. The most recent flood on record occurred on Jul 6, 2021.
Lake City has 5 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $2.9M. The most recent tornado was recorded on Jun 25, 2025.
The most damaging natural disaster on record for ZIP code 55041 was 86 mph Thunderstorm Wind, which occurred on May 19, 1996. This event caused $12M in documented property damage. It was rated at severity level 2/5.
Natural disasters have caused a documented total of $34.4M in property damage in the Lake City, MN area (ZIP 55041). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →