White Bear Lake, MN (ZIP 55110) has experienced 123 recorded natural disaster events based on federal and state agency records. These include 110 hailstorms, 6 tornadoes, and 3 extreme cold events. Total documented property damage amounts to $181.3M. These events have resulted in 4 recorded deaths and 34 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 89% of all recorded events (110 total). Of these, 2 (2%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $765K in documented property damage. The most recent recorded hailstorm occurred on Jul 27, 2025.
White Bear Lake has experienced 6 tornadoes on record. Of these, 3 (50%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $179.1M in documented property damage. 2 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on May 25, 2008.
White Bear Lake has experienced 3 extreme cold events on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $20K in documented property damage. 2 fatalities have been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Dec 23, 2022.
White Bear Lake has experienced 3 severe wind events on record. Wind-related events have caused a combined $1M in documented property damage. The most recent recorded severe wind event occurred on Apr 7, 2001.
White Bear Lake has experienced 1 flood on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $500K in documented property damage. The most recent recorded flood occurred on Jul 16, 2011.
The most significant disaster event on record for White Bear Lake was EF1 Tornado on May 15, 1998, which caused $150M in property damage. Another major event was EF3 Tornado (May 25, 2008), causing $25M in damages. EF2 Tornado on Jun 24, 1952 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 55110 has experienced 123 natural disaster events. The hazard types affecting this area include hailstorms (110 events), tornadoes (6 events), extreme cold events (3 events), severe wind events (3 events), and flood (1 event). The primary hazard is hailstorms, which account for 89% of all recorded events.
Hailstorms are the most frequently recorded hazard in White Bear Lake, MN, with 110 events documented. These events have caused a combined $765K in property damage.
Yes, White Bear Lake (ZIP 55110) has 1 recorded flood event. These floods have caused $500K in total property damage. The most recent flood on record occurred on Jul 16, 2011.
White Bear Lake has 6 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $179.1M. The most recent tornado was recorded on May 25, 2008.
The most damaging natural disaster on record for ZIP code 55110 was EF1 Tornado, which occurred on May 15, 1998. This event caused $150M in documented property damage. It was rated at severity level 2/5.
Natural disasters have caused a documented total of $181.3M in property damage in the White Bear Lake, MN area (ZIP 55110). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →