ZIP code 55349, covering Howard Lake, MN, has 78 natural disaster events in the historical record. These include 60 hailstorms, 8 tornadoes, and 7 severe wind events. Total documented property damage amounts to $2.2M. These events have resulted in 1 recorded death and 10 injuries.
With 60 recorded incidents (77% of all events), hailstorms are the leading natural hazard for this ZIP code. Of these, 2 (3%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $750K in documented property damage. The most recent recorded hailstorm occurred on Aug 9, 2025.
Howard Lake has experienced 8 tornadoes on record. Of these, 2 (25%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $1.4M in documented property damage. The most recent recorded tornado occurred on Sep 2, 2019.
Howard Lake has experienced 7 severe wind events on record. Wind-related events have caused a combined $20K in documented property damage. The most recent recorded severe wind event occurred on Jun 6, 2002.
Howard Lake has experienced 1 blizzard on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 4/5 (severe). 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Apr 16, 2014.
Howard Lake has experienced 1 extreme cold event on record. Cold-related events have caused a combined $20K in documented property damage. The most recent recorded extreme cold event occurred on Apr 10, 2012.
Howard Lake has experienced 1 flood on record. Flood-related events have caused a combined $15K in documented property damage. The most recent recorded flood occurred on Jun 23, 2013.
The most significant disaster event on record for Howard Lake was 2" Hail on Jul 17, 2010, which caused $600K in property damage. Another major event was EF1 Tornado (May 15, 1998), causing $500K in damages.
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Based on federal and state records, ZIP code 55349 has experienced 78 natural disaster events. The hazard types affecting this area include hailstorms (60 events), tornadoes (8 events), severe wind events (7 events), blizzard (1 event), extreme cold event (1 event), and flood (1 event). The primary hazard is hailstorms, which account for 77% of all recorded events.
Hailstorms are the most frequently recorded hazard in Howard Lake, MN, with 60 events documented. These events have caused a combined $750K in property damage.
Yes, Howard Lake (ZIP 55349) has 1 recorded flood event. These floods have caused $15K in total property damage. The most recent flood on record occurred on Jun 23, 2013.
Howard Lake has 8 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $1.4M. The most recent tornado was recorded on Sep 2, 2019.
The most damaging natural disaster on record for ZIP code 55349 was 2" Hail, which occurred on Jul 17, 2010. This event caused $600K in documented property damage. It was rated at severity level 3/5.
Natural disasters have caused a documented total of $2.2M in property damage in the Howard Lake, MN area (ZIP 55349). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →